1244 Cold Spring Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1244 Cold Spring Dr, O Fallon, MO 63368 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,684 sqft Living Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$195,000 (2008)
Tax Bill$4,086.00 (2025)

Property Details

APN / Parcel Number

Primary APNT032500110
Alternative APN
  • 2-0126-8930-00-0088.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,684 sqft Living Area
1st Floor1,684 sqft 1st Floor
Basement Area1,660 sqft Basement
Stories1 Stories
FireplaceSingle Fireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Architectural StyleRanch Style
Exterior MaterialComposition/Composite Exterior
Lot Area7,405 sqft (0.169 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Patio Area256 sqft Patio
Porch1 Porch
Porch Area74 sqft Porch

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberT032500110
Old Parcel NumberT032500110
Street Address1244 COLD SPRING DR
CityO FALLON
StateMO
Zip63368-7991
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPRING ORCHARD #1 LOT 88
Legal Range03E
Legal Township46N
Legal SubdivisionSPRING ORCHARD #1
Legal Lot Number88
JurisdictionST CHARLES MO
Minor Civil DivisionDARDENNE
Census Blockgroup2
Census Block2007
Census Tract311739

Owner

Source: St. Charles County records · APN T032500110

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1244 COLD SPRING DR, O FALLON, MO 63368-7991
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2023Deed of Trust, Mortgage · Line of Credit
VANTAGE CU
Sep 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
F&B ACQUISITION GROUP LLC
Nov 02, 2017Deed of Trust, Mortgage
F&B ACQUISITION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 14, 2008 · Amount on Record
Deed SaleAug 14, 2008 · Amount on Record
Prior SaleOct 02, 2003
Deed Doc Number0050352115
Deed Book / Page5035 / 2115
Record RefreshedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1244 COLD SPRING DR, O FALLON, MO 63368-7991
Transaction TypeMortgage
Record UpdatedSep 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1244 COLD SPRING DR, O FALLON, MO 63368-7991

Mortgage

Document Number0000033887
DateAug 22, 2023
Instrument2023R-033887
Lender
NameVANTAGE CU
TypeCredit Union
AddressSAINT CHARLES, MO 63304
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 11, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1244 COLD SPRING DR, O FALLON, MO 63368-7991
Transaction TypeMortgage
Record UpdatedOct 04, 2022
Title CompanyTOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1244 COLD SPRING DR, O FALLON, MO 63368-7991

Mortgage

Document Number0000064144
DateSep 02, 2020
Instrument2020R-064144
Lender
NameF&B ACQUISITION GROUP LLC
TypeNon-Lending Institution
AddressSAINT LOUIS, MO 63131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1244 COLD SPRING DR, O FALLON, MO 63368-7991
Document Number0068350669
Book / Page006835 / 000669
Instrument DateNov 02, 2017
Transaction TypeMortgage
Record UpdatedNov 13, 2017
Title CompanyTOUCHSTONE TITLE AND ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1244 COLD SPRING DR O FALLON MO 633687991, O FALLON, MO 63368-7991

Mortgage

Document Number0068350669
DateNov 07, 2017
Book Page006835/000669
Instrument696850
Lender
NameF&B ACQUISITION
AddressSAINT LOUIS, MO 63131
Agreement
AmountAmount Recorded
Term360 Months
DueNov 06, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,086.00$63,628 (+1.2%)$334,883 (+1.2%) Land $60,002 Building $274,881
2023$62,871
2022$330,902 Land $40,002 Building $290,900

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