1246 Gorham St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 1246 Gorham St, Lowell, MA 01852

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 3,170 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on Record
Tax Bill	$7,405 (2026)
Deeds & Mortgages	Jun 2022 Refinance Jun 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`N00890`

Property Details

APN / Parcel Number

Primary APN	`N00890`
Alternative APNs	`LOWE M:186 B:2675 L:1246` `M:000186 T:N00890`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,170 sqft Living Area
Gross Area	5,008 sqft
1st Floor Area	1,233 sqft
Basement Area	1,173 sqft
Unfinished Basement	1,173 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	N00890
Street Address	1246 GORHAM ST
City	LOWELL
State	MA
Zip	01852-5229
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TMU
Legal Block	2675
Legal Lot Number	1246
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1006
Census Tract	312200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1246 GORHAM ST, LOWELL, MA 01852-5229
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jun 29, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 3, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 18, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Mar 1, 2019	Quit Claim Deed, Transfer QUAD CTY BK&TR
Mar 1, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 25, 2022
Transfer Doc	0037186-47
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	1246 GORHAM ST, LOWELL, MA 01852-5229
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00037119-1
Date	Jun 3, 2022
Book Page	37119/1
Instrument	23809

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 29, 2022
Property Address	1246 GORHAM ST, LOWELL, MA 01852-5229
Document Number	0037186-47
Book / Page	37186 / 47
Instrument Date	Apr 25, 2022
Instrument	27711
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 GORHAM ST # 1248, 1248, LOWELL, MA 01852-5229

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 3, 2022
Property Address	1246 GORHAM ST, LOWELL, MA 01852-5229
Document Number	037118-287
Book / Page	37118 / 287
Instrument Date	Apr 11, 2022
Instrument	23807
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 GORHAM ST, LOWELL, MA 01852-5229

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	1246 GORHAM ST, LOWELL, MA 01852-5229
Document Number	34321-86
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 GORHAM ST LOWELL MA 018525229, LOWELL, MA 01852-5229

Mortgage

Document Number	34321-86
Date	Jul 3, 2020
Book Page	034321/000086
Instrument	29901

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 2, 2045

Interest

Rate Type	Adjustable Rate

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 1, 2019
Property Address	1246 GORHAM ST, LOWELL, MA 01852-5229
Document Number	32801-171
Book / Page	032801 / 000171
Instrument Date	Feb 21, 2019
Instrument	7760
Transaction Type	Transfer
Record Updated	Mar 26, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 GORHAM ST LOWELL MA 018525229, LOWELL, MA 01852-5229

Mortgage

Document Number	32801-178
Date	Mar 1, 2019
Book Page	032801/000178
Instrument	7762

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 1, 2019
Property Address	1246 GORHAM ST, LOWELL, MA 01852-5229
Document Number	32801-202
Book / Page	032801 / 000202
Instrument Date	Feb 21, 2019
Instrument	7763
Transaction Type	Transfer
Record Updated	Mar 25, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1246 GORHAM ST LOWELL MA 018525229, LOWELL, MA 01852-5229

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,405.00 (+5.44%)	$652,400 (+6.64%) Land $180,600 Building $471,800	$641,164
2025	$7,023.00 (+7.35%)	$611,800 (+11.38%) Land $163,900 Building $447,900
2024	$6,542.00 (+7.63%)	$549,300 (+12.24%) Land $153,200 Building $396,100
2023	$6,078.00	$489,400 Land $133,200 Building $356,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T.

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