1240 Gorham St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 1240 Gorham St, Lowell, MA 01852

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,961 sqft · built 1930
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$635,000 (May 2025)
Tax Bill	$7,105 (2026)
Deeds & Mortgages	May 2025 Sale & Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N00880`

Property Details

APN / Parcel Number

Primary APN	`N00880`
Alternative APNs	`LOWE M:186 B:2675 L:1240` `M:000186 T:N00880`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,961 sqft Living Area
Gross Area	4,216 sqft
1st Floor Area	1,004 sqft
Basement Area	1,004 sqft
Unfinished Basement	1,004 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	N00880
Street Address	1240 GORHAM ST
City	LOWELL
State	MA
Zip	01852-5229
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TMU
Legal Subdivision	1240-1248 GORHAM STREET
Legal Block	2675
Legal Lot Number	1240
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1006
Census Tract	312200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1240 GORHAM ST, LOWELL, MA 01852-5229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 1, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MSA LENDING LLC
Apr 24, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 26, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2025 · Amount on Record
Deed Sale	May 1, 2025 · Amount on Record
Prior Sale	Aug 26, 2015 · Amount on Record
Deed Book / Page	39222 / 223
Prior Transfer Date	Apr 30, 2025
Prior Transfer Doc	039222-223
Record Updated	Oct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	May 1, 2025
Property Address	1240 GORHAM ST, LOWELL, MA 01852-5229
Document Number	039222-223
Book / Page	39222 / 223
Instrument Date	Apr 30, 2025
Instrument	12753
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 GORHAM ST, LOWELL, MA 01852-5229

Mortgage

Document Number	0000012754
Date	May 1, 2025
Instrument	12754

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 24, 2023
Property Address	1240 GORHAM ST, LOWELL, MA 01852-5229
Document Number	0037794-31
Book / Page	37794 / 31
Instrument Date	Apr 24, 2023
Instrument	11186
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 WHITMAN RD, GROTON, MA 01450-1806

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 26, 2021
Property Address	1240 GORHAM ST, LOWELL, MA 01852-5229
Document Number	0035245-64
Book / Page	35245 / 64
Instrument Date	Jan 25, 2021
Instrument	4925
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 WHITMAN RD, GROTON, MA 01450-1806

Mortgage

Document Number	0035245-68
Date	Jan 26, 2021
Book Page	35245/68
Instrument	4926

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,105.00 (+5.53%)	$626,000 (+6.73%) Land $190,500 Building $435,500	$621,656
2025	$6,733.00 (+7.13%)	$586,500 (+11.14%) Land $172,900 Building $413,600
2024	$6,285.00 (+7.64%)	$527,700 (+12.25%) Land $161,600 Building $366,100
2023	$5,839.00	$470,100 Land $140,500 Building $329,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T.

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