1232 Gorham St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 1232 Gorham St, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,327 sqft · built 1900
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Oct 2023)
Tax Bill	$4,163 (2026)
Deeds & Mortgages	Nov 2024 Refinance Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L09160`

Property Details

APN / Parcel Number

Primary APN	`L09160`
Alternative APNs	`LOWE M:186 B:2675 L:1232` `M:000186 T:L09160`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,327 sqft Living Area
Gross Area	1,948 sqft
1st Floor Area	742 sqft
Basement Area	708 sqft
Unfinished Basement	708 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	L09160
Street Address	1232 GORHAM ST
City	LOWELL
State	MA
Zip	01852-5229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TMU
Legal Block	2675
Legal Lot Number	1232
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1006
Census Tract	312200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1232 GORHAM ST, LOWELL, MA 01852-5229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2024	Quit Claim Deed, Transfer · Stand-Alone Refinance WINTER HILL FSB
Oct 27, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTERN BANK
Jan 13, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WINCHESTER COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Sep 29, 2016 · Amount on Record
Deed Book / Page	38149 / 271
Last Transfer Date	Nov 21, 2024
Transfer Doc	038924-229
Record Updated	Oct 29, 2026

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Nov 26, 2024
Property Address	1232 GORHAM ST, LOWELL, MA 01852-5229
Document Number	038924-229
Book / Page	38924 / 229
Instrument Date	Nov 21, 2024
Instrument	202400037466
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 GORHAM ST, LOWELL, MA 01852-5229

Mortgage

Document Number	202400037467
Date	Nov 26, 2024
Instrument	202400037467

Lender

Name	WINTER HILL FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 27, 2023
Property Address	1232 GORHAM ST, LOWELL, MA 01852-5229
Document Number	038149-271
Book / Page	38149 / 271
Instrument Date	Oct 27, 2023
Instrument	31949
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1232 GORHAM ST, LOWELL, MA 01852-5229

Mortgage

Document Number	0000031950
Date	Oct 27, 2023
Instrument	31950

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	00038150-1
Date	Oct 27, 2023
Book Page	38150/1
Instrument	31951

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2038

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	1232 GORHAM ST, LOWELL, MA 01852-5229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33742-208
Date	Jan 13, 2020
Book Page	33742/208
Instrument	1603

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2030

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,163.00 (+7.49%)	$366,800 (+8.71%) Land $131,400 Building $235,400	$403,748 (+3.61%)
2025	$3,873.00 (+2.54%)	$337,400 (+6.4%) Land $119,300 Building $218,100	$389,690 (+4.72%)
2024	$3,777.00 (+6.24%)	$317,100 (+10.8%) Land $111,500 Building $205,600	$372,115
2023	$3,555.00	$286,200 Land $97,000 Building $189,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T.

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