1245 Springwater Ranch Rd, Brandon, MS 39042 Property Records

Rankin County property record for 1245 Springwater Ranch Rd, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 3,792 sqft · built 1973
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,158 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M02 000037 00010`

Property Details

APN / Parcel Number

Primary APN	`M02 000037 00010`
Alternative APN	`65499`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,792 sqft Adjusted Area
1st Floor Area	2,484 sqft
2nd Floor Area	931 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)

Exterior Amenities

Deck Area	222 sqft
Patio Area	222 sqft
Shed	1 Shed
Shed Area	2,160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	65499
Street Address	1245 SPRINGWATER RANCH RD
City	BRANDON
State	MS
Zip	39042-7893
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 AC IN NW4 NE4 S OF SPRINGWATER RANCH RD
Legal Range	04E
Legal Township	03N
Legal Section	14
Jurisdiction	RANKIN MS
Township / Civil Division	3
Census Block Group	2
Census Block	2025
Census Tract	20901

Owner

1245 Springwater Ranch Rd is owned and occupied by two individuals who acquired it in June 2024.

Source: Rankin County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1245 SPRINGWATER RANCH RD, BRANDON, MS 39042-7893
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK
Feb 13, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2017
Deed Sale	Dec 21, 2017
Prior Sale	Aug 6, 2015 · Amount on File
Deed Book / Page	2017 / 29025
Last Transfer Date	Jun 17, 2024
Transfer Doc	2024012768
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	1245 SPRINGWATER RANCH RD, BRANDON, MS 39042-7893
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013937
Date	Feb 19, 2026
Book Page	3026/13937

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 25, 2036

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RANKIN MS
Recording Date	Feb 13, 2026
Property Address	1245 SPRINGWATER RANCH RD, BRANDON, MS 39042-7893
Document Number	0000003175
Book / Page	2026 / 3175
Instrument Date	Feb 13, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1245 SPRINGWATER RANCH RD, BRANDON, MS 39042-7893

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1245 SPRINGWATER RANCH RD, BRANDON, MS 39042-7893

Mortgage

Document Number	0302613937
Date	Feb 13, 2026
Instrument	3026/13937

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 25, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1245 Springwater Ranch Rd was $1,158 with exemptions applied, down 61.9% from the year before.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,158.00 (-61.93%) Homeowner's exemption Senior Citizen's exemption	$33,245
2024	$3,042.00		$325,990 Land $17,500 Building $308,490
2023		$23,629
2021			$233,380 Land $17,500 Building $215,880
2019	$1,005.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1245 Springwater Ranch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1245 Springwater Ranch Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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