1245 Franzia Dr, Ripon, CA 95366 Property Records

San Joaquin County property record for 1245 Franzia Dr, Ripon, CA 95366 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,566 sqft · built 2020
Lot Size	0.158 acres (6,916 sqft)
Owner	2 Individual Names on File
Last Sale	$560,500 (Jul 2020)
Tax Bill	$7,330 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`245-360-320-000`

Property Details

APN / Parcel Number

Primary APN	`245-360-320-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,566 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Wood
Lot Area	6,916 sqft (0.158 acres)
Garage Type	Mixed
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1245 FRANZIA DR
City	RIPON
State	CA
Zip	95366-8218
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	RIPON
Census Block Group	4
Census Block	4018
Census Tract	5003

Owner

Source: San Joaquin County records · APN 245-360-320-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1245 FRANZIA DR # 42, 42, RIPON, CA 95366-8218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 06, 2021	Deed of Trust, Mortgage · Line of Credit BBVA USA
Jul 13, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage INSPIRE HM LNS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	2020-083357
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1245 FRANZIA DR, RIPON, CA 95366-8218
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 FRANZIA DR, RIPON, CA 95366-8218

Mortgage

Document Number	0000035540
Date	Mar 17, 2022
Instrument	2022-035540

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1245 FRANZIA DR, RIPON, CA 95366-8218
Transaction Type	Mortgage
Record Updated	Jan 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 FRANZIA DR, RIPON, CA 95366-8218

Mortgage

Document Number	0000131907
Date	Aug 06, 2021
Instrument	2021-131907

Lender

Name	BBVA USA
Type	Bank
Address	SONORA, CA 95370

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 13, 2020
Property Address	1245 FRANZIA DR, RIPON, CA 95366-8218
Document Number	0000083357
Instrument Date	Oct 07, 2019
Instrument	83357
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 29, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$617.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1245 FRANZIA DR RIPON CA 953668218, RIPON, CA 95366-8218

Mortgage

Document Number	83358
Date	Jul 13, 2020
Instrument	83358

Lender

Name	INSPIRE HM LNS INC
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Ripon City
Unified School District	Ripon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,330.00 (+3.55%)	$632,500 (+4.04%) Land $97,418 Building $535,082
2023	$7,079.00 (+5.44%)	$607,941 Land $93,636 Building $514,305
2022	$6,714.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Ayera Technologies	Fixed Wireless	1,000 / 500
ezWave	Fixed Wireless (unlicensed)	1,000 / 200
Zinnia Networks	Fixed Wireless (unlicensed)	400 / 80
Cal.net	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: UnWired Broadband Holding, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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