1227 Franzia Dr, Ripon, CA 95366 Property Records

San Joaquin County property record for 1227 Franzia Dr, Ripon, CA 95366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,697 sqft · built 2020
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (May 2023)
Tax Bill	$7,280 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`245-360-290-000`

Property Details

APN / Parcel Number

Primary APN	`245-360-290-000`
Alternative APN	`245-360-29`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,697 sqft Living Area
1st Floor Area	1,697 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	245-360-29
Street Address	1227 FRANZIA DR
City	RIPON
State	CA
Zip	95366-8218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VINEYARDS
Legal Block	4
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	RIPON
Census Block Group	4
Census Block	4017
Census Tract	5003

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	73 JAMES CT, TRACY, CA 95376-1336
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Grant Deed, Transfer · Conventional Mortgage AIM CU
Feb 9, 2021	Intrafamily Transfer, Transfer
Aug 17, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage INSPIRE HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2023 · Amount on Record
Deed Sale	May 30, 2023 · Amount on Record
Prior Sale	Aug 17, 2020 · Amount on Record
Deed Document Number	202342062
Prior Transfer Date	Jan 1, 2021
Prior Transfer Doc	0000024011
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 30, 2023
Property Address	1227 FRANZIA DR, RIPON, CA 95366-8218
Document Number	0000042062
Map Reference	MB 43 PG 1
Instrument Date	May 22, 2023
Instrument	2023-042062
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	73 JAMES CT, TRACY, CA 95376-1336
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042063
Date	May 30, 2023
Instrument	2023-042063

Lender

Name	AIM CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 9, 2021
Property Address	1227 FRANZIA DR, RIPON, CA 95366-8218
Document Number	0000024011
Map Reference	MB 43 PG 1
Instrument Date	Jan 1, 2021
Instrument	2021-024011
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1227 FRANZIA DR, RIPON, CA 95366-8218

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 17, 2020
Property Address	1227 FRANZIA DR, RIPON, CA 95366-8218
Document Number	0000102526
Instrument Date	Jul 31, 2020
Instrument	102526
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 3, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$523.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1227 FRANZIA DR RIPON CA 953668218, RIPON, CA 95366-8218

Mortgage

Document Number	102527
Date	Aug 17, 2020
Instrument	102527

Lender

Name	INSPIRE HM LNS INC
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 16, 2040

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Ripon City
Unified School District	Ripon Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,280.00 (-1.27%)
2025	$7,374.00 (+30.54%)	$639,846 (+32.49%) Land $192,474 Building $447,372
2023	$5,649.00 (+1.51%) Homeowner's exemption	$482,946 Land $93,636 Building $389,310	$541,530
2022	$5,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIPON serves 15,753 people · EPA ID CA3910007
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Matrix Broadband Fixed Wireless	400 / 80
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: unWired Broadband, Verizon.

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