1223 Franzia Dr, Ripon, CA 95366 Property Records

San Joaquin County property record for 1223 Franzia Dr, Ripon, CA 95366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,033 sqft · built 2018
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Dec 2020)
Tax Bill	$6,688 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`245-360-280-000`

Property Details

APN / Parcel Number

Primary APN	`245-360-280-000`
Alternative APN	`245-360-28`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,033 sqft Living Area
1st Floor Area	2,033 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	4,800 sqft (0.11 acres)
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	245-360-28
Street Address	1223 FRANZIA DR
City	RIPON
State	CA
Zip	95366-8218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THE VINEYARDS
Legal Block	4
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	RIPON
Census Block Group	4
Census Block	4017
Census Tract	5003

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1223 FRANZIA DR, RIPON, CA 95366-8218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU
Dec 28, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI INSPIRE HM LNS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Deed Document Number	2020183250
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1223 FRANZIA DR, RIPON, CA 95366-8218
Transaction Type	Mortgage
Record Updated	Feb 21, 2024
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1223 FRANZIA DR, RIPON, CA 95366-8218

Mortgage

Document Number	0000011775
Date	Feb 12, 2024
Instrument	2024-011775

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93755

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 11, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 28, 2020
Property Address	1223 FRANZIA DR, RIPON, CA 95366-8218
Document Number	0000183250
Instrument Date	Nov 30, 2020
Instrument	183250
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1223 FRANZIA DR RIPON CA 953668218, RIPON, CA 95366-8218

Mortgage

Document Number	183251
Date	Dec 28, 2020
Instrument	183251

Lender

Name	INSPIRE HM LNS INC
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Ripon City
Unified School District	Ripon Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,688.00 (+5.41%)
2025	$6,345.00 (+3.51%)	$541,202 (+4.04%) Land $97,418 Building $443,784
2023	$6,130.00 (+1.49%)	$520,188 Land $93,636 Building $426,552	$615,060
2022	$6,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIPON serves 15,753 people · EPA ID CA3910007
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Matrix Broadband Fixed Wireless	400 / 80
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: unWired Broadband, Verizon.

Nearby Properties on Franzia Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures