1242 E 3rd St, Loveland, CO 80537 Property Records

Larimer County property record for 1242 E 3rd St, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,116 sqft · built 1917
Lot Size	0.142 acres (6,182 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Mar 2006)
Tax Bill	$2,204 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`95134-34-013`

Property Details

APN / Parcel Number

Primary APN	`95134-34-013`
Alternative APN	`R0392154`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	1,884 sqft
1st Floor Area	1,116 sqft
Basement Area	768 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	6,182 sqft (0.142 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0392154
Street Address	1242 E 3RD ST
City	LOVELAND
State	CO
Zip	80537-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3E
Legal Description	LOTS 13 & 14, BLK 1, IOWA, LOV
Legal Range	69W
Legal Township	5N
Legal Section	13
Legal Subdivision	IOWA
Legal Block	1
Legal Lot Number	13,14
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3016
Census Tract	1710

Owner

1242 E 3rd St is owned and occupied by an individual who bought it in March 2006.

Source: Larimer County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1242 E 3RD ST, LOVELAND, CO 80537-5814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2006 · Amount on File
Deed Sale	Mar 27, 2006 · Amount on File
Prior Sale	Jan 18, 2005 · Amount on File
Deed Document Number	200621777
Prior Transfer Date	Jun 1, 1993
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1242 E 3RD ST, LOVELAND, CO 80537-5814
Transaction Type	Mortgage
Record Updated	Dec 1, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1242 E 3RD ST, LOVELAND, CO 80537-5814

Mortgage

Document Number	0000068870
Date	Nov 23, 2022
Instrument	20220068870

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1242 E 3RD ST, LOVELAND, CO 80537-5814
Document Number	0000077500
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1242 E 3RD ST LOVELAND CO 805375814, LOVELAND, CO 80537-5814

Mortgage

Document Number	0000077500
Date	Nov 20, 2017
Instrument	77500

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1242 E 3rd St was $2,204, up 15.6% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,204.00 (+15.57%)	$25,781 Land $1,625 Building $24,156	$412,500 Land $26,000 Building $386,500
2024	$1,907.00 (+3.7%)
2023	$1,839.00 (+11.32%)	$27,591 (+32.86%) Land $1,742 Building $25,849	$411,800 (+37.82%) Land $26,000 Building $385,800
2022	$1,652.00	$20,767 Land $1,807 Building $18,960	$298,800 Land $26,000 Building $272,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1242 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1242 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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