1229 E 3rd St, Loveland, CO 80537 Property Records

Larimer County property record for 1229 E 3rd St, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,393 sqft · built 1902
Lot Size	0.199 acres (8,674 sqft)
Owner	2 Individual Names on File
Last Sale	$153,900 (Jul 2011)
Tax Bill	$2,437 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`95134-21-015`

Property Details

APN / Parcel Number

Primary APN	`95134-21-015`
Alternative APN	`R0391344`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,393 sqft Living Area
1st Floor Area	1,393 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,674 sqft (0.199 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	394 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0391344
Street Address	1229 E 3RD ST
City	LOVELAND
State	CO
Zip	80537-5813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3E
Legal Description	W 1/2 OF LOT 7, KEMPTON TURNEY TURNEY, LOV; AND 2 SF OF VACATED ALLEY ROW PER 20220047456 & 20220049501
Legal Range	69W
Legal Township	5N
Legal Section	13
Legal Subdivision	KEMPTON-TURNEY
Legal Lot Number	7
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3013
Census Tract	1710

Owner

1229 E 3rd St is owned and occupied by two individuals who bought it in July 2011.

Source: Larimer County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1229 E 3RD ST, LOVELAND, CO 80537-5813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEXA MORTGAGE LLC
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit CANVAS CU
Jun 21, 2018	Deed of Trust, Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2011 · Amount on File
Deed Sale	Jul 28, 2011 · Amount on File
Prior Sale	May 15, 2008 · Amount on File
Deed Document Number	201145270
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1229 E 3RD ST, LOVELAND, CO 80537-5813
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 E 3RD ST, LOVELAND, CO 80537-5813

Mortgage

Document Number	0000000870
Date	Jan 8, 2026
Instrument	20260000870

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	CRANBURY, NJ 08512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1229 E 3RD ST, LOVELAND, CO 80537-5813
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024421
Date	Jun 13, 2023
Instrument	20230024421

Lender

Name	CANVAS CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1229 E 3RD ST, LOVELAND, CO 80537-5813
Document Number	0000038358
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 E 3RD ST LOVELAND CO 805375813, LOVELAND, CO 80537-5813

Mortgage

Document Number	0000038358
Date	Jun 26, 2018
Instrument	38358

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 25, 2028

Interest

Rate Type	Adjustable Rate
Rate	7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1229 E 3rd St was $2,437, up 12.5% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,437.00 (+12.46%)	$28,507 Land $2,313 Building $26,194	$456,100 Land $37,000 Building $419,100
2024	$2,167.00 (+3.68%)
2023	$2,090.00 (+33.46%)	$30,847 (+56.66%) Land $2,479 Building $28,368	$460,400 (+62.51%) Land $37,000 Building $423,400
2022	$1,566.00	$19,690 Land $2,572 Building $17,118	$283,300 Land $37,000 Building $246,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1229 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1229 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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