12446 E Carpenter Rd, Davison, MI 48423 Property Records

Genesee County property record for 12446 E Carpenter Rd, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,448 sqft · built 1977
Lot Size	1.41 acres (61,420 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Sep 2014)
Tax Bill	$912 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-25-200-004`

Property Details

APN / Parcel Number

Primary APN	`16-25-200-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Basement Area	1,016 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Lot Area	61,420 sqft (1.41 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12446 E CARPENTER RD
City	DAVISON
State	MI
Zip	48423-9304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRA
Legal Description	A PARCEL OF LAND BEG S 86 DEG 20 MIN 40 SEC W 793.90 FT FROM NE COR OF SEC TH S 86 DEG 20 MIN 40 SEC W 157 FT TH S 0 DEG 21
Legal Range	08E
Legal Township	08N
Legal Section	25
Jurisdiction	GENESEE MI
Township / Civil Division	RICHFIELD
Census Block Group	2
Census Block	2000
Census Tract	11902

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12446 E CARPENTER RD, DAVISON, MI 48423-9304
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 13, 2021	Intrafamily Transfer, Transfer
Jun 4, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2014 · Amount on Record
Deed Sale	Sep 5, 2014 · Amount on Record
Prior Sale	Nov 13, 2006 · Amount on Record
Deed Document Number	201463817
Last Transfer Date	Jun 22, 2021
Transfer Doc	0000061083
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12446 E CARPENTER RD, DAVISON, MI 48423-9304
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12446 E CARPENTER RD, DAVISON, MI 48423-9304

Mortgage

Document Number	0000076581
Date	Sep 24, 2021
Instrument	202109240076581

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Jul 13, 2021
Property Address	12446 E CARPENTER RD, DAVISON, MI 48423-9304
Document Number	202107130061083
Instrument Date	Jun 22, 2021
Instrument	202107130061083
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12446 E CARPENTER RD, DAVISON, MI 48423-9304
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12446 E CARPENTER RD, DAVISON, MI 48423-9304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038216
Date	Jun 4, 2020
Instrument	202006040038216

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Richfield Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$912.00 (-70.37%) Homeowner's exemption	$144,800 (+20.87%)	$289,600 (+20.87%)
2024	$3,078.00 (+56.56%)
2023		$119,800	$239,600
2019	$1,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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