1244 Ernest St, Temperance, MI 48182 Property Records

Monroe County property record for 1244 Ernest St, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,532 sqft · built 1992
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Sep 2023)
Tax Bill	$4,196 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`02-325-032-00`

Property Details

APN / Parcel Number

Primary APN	`02-325-032-00`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	160 ft deep x 90 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1244 ERNEST ST
City	TEMPERANCE
State	MI
Zip	48182-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	HOOVERDALE ESTATES LOT 32
Legal Subdivision	HOOVERDALE ESTATES
Legal Lot Number	32
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1019
Census Tract	833900

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1244 ERNEST ST, TEMPERANCE, MI 48182-2221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Warranty Deed, Transfer · Conventional Mortgage TLC COMMUNITY CU
Mar 11, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Deed Document Number	202313202
Prior Transfer Date	Dec 16, 2021
Prior Transfer Doc	0000005236
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 6, 2023
Property Address	1244 ERNEST ST, TEMPERANCE, MI 48182-2221
Document Number	0000013202
Map Reference	LB 12 PG 44&45
Instrument Date	Aug 30, 2023
Instrument	2023R13202
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1244 ERNEST ST, TEMPERANCE, MI 48182-2221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 WELLINGTON DR, MONROE, MI 48161-4082
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013203
Date	Sep 6, 2023
Instrument	2023R13203

Lender

Name	TLC COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Mar 11, 2022
Property Address	1244 ERNEST ST, TEMPERANCE, MI 48182-2221
Document Number	0000005236
Map Reference	LB 12 PG 44&45
Instrument Date	Dec 16, 2021
Instrument	2022R05236
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6769 STATE ROUTE 18, HAMLER, OH 43524-9647

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,200 (+1.86%) Land $142,200	$284,400 (+1.86%) Land $284,400
2025	$4,196.00 (+102.71%) Homeowner's exemption
2023	$2,070.00 Homeowner's exemption	$139,600	$279,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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