1199 Ernest St, Temperance, MI 48182 Property Records

Monroe County property record for 1199 Ernest St, Temperance, MI 48182

Property Summary

Property TypeSingle Family Home
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$77,000 (Apr 2010)
Tax Bill$1,305 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN02-570-035-20

Property Details

APN / Parcel Number

Primary APN02-570-035-20

Exterior

Lot Area13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1199 ERNEST ST
CityTEMPERANCE
StateMI
Zip48182-1220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUPERVISOR'S PLAT OF HAZELDELL FARM W 100 FT OF LOT 39 & PART OF LOT 40 DESC AS COM 255 FT N 89D 19M W & 107 FT S 2D 4M W
Legal SubdivisionSUPRVRS OF HAZELDELL FARMS
Legal Lot Number39-40
JurisdictionMONROE MI
Township / Civil DivisionBEDFORD
Census Block Group1
Census Block1015
Census Tract833900

Owner

1199 Ernest St is owned and occupied by an individual who bought it in April 2010.

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1199 ERNEST ST, TEMPERANCE, MI 48182-1220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2010 · Amount on File
Deed SaleApr 14, 2010 · Amount on File
Prior SaleJul 30, 2009 · Amount on File
Deed Document Number20107609
Prior Transfer DateJul 23, 2009
Prior Transfer Doc0000014113
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address1199 ERNEST ST, TEMPERANCE, MI 48182-1220
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R04604
DateMar 8, 2017
Instrument2017R04604
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43229
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1199 Ernest St was $1,305 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionBedford Township
Unified School DistrictBedford Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$78,300 Land $78,300$156,600 Land $156,600
2025$1,305.00 Homeowner's exemption
2023$1,168.00 Homeowner's exemption$63,900$127,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1199 Ernest St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1199 Ernest St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ernest St

Nearby Streets

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