Monroe County property record for 1056 Ernest St, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (May 2013) |
| Tax Bill | $2,332 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-570-020-20 |
| Primary APN | 02-570-020-20 |
|---|
| Lot Area | 16,117 sqft (0.37 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1056 ERNEST ST |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-1217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUPERVISOR'S PLAT OF HAZELDELL FARM E 150 FT OF LOT 23 |
| Legal Subdivision | SUPRVRS OF HAZELDELL FARMS |
| Legal Lot Number | 23 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 833900 |
1056 Ernest St is owned and occupied by an individual who bought it in May 2013.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1056 ERNEST ST, TEMPERANCE, MI 48182-1217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2013 · Amount on File |
| Deed Sale | May 2, 2013 · Amount on File |
| Deed Document Number | 201312146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1056 ERNEST ST, TEMPERANCE, MI 48182-1217 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1056 ERNEST ST, TEMPERANCE, MI 48182-1217 |
| Document Number | 0000019340 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2025R19340 |
| Name | MONROE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | MONROE, MI 48162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 18, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1056 Ernest St was $2,332 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,800 Land $126,800 | $253,600 Land $253,600 | |
| 2025 | $2,332.00 Homeowner's exemption | ||
| 2023 | $2,079.00 Homeowner's exemption | $106,200 | $212,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1056 Ernest St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1056 Ernest St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Mercury Fiber.
5G (outdoors only) and 4G LTE
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