Steuben County and Wayne Town property record for 12432 E Lake Rd, Hammondsport, NY 14840
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,002 sqft · built 1950 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $8,796 (2026) |
| Deeds & Mortgages | Apr 2017 Line of Credit Oct 2017 Transfer |
| APN | KL011 |
| Primary APN | KL011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,002 sqft Living Area |
| 1st Floor Area | 1,650 sqft |
| 2nd Floor Area | 1,352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 250 ft deep x 63.1 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 392 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | KL011 |
|---|---|
| Street Address | 12432 E LAKE RD |
| City | HAMMONDSPORT |
| State | NY |
| Zip | 14840-7012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LFR-1 |
| Legal Description | 63 FT LF |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 961500 |
12432 E Lake Rd is owned by a company that acquired it in October 2017 and is owner-occupied.
Source: Steuben County and Wayne Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 12432 E LAKE RD, HAMMONDSPORT, NY 14840-7012 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 21, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK NA |
| Oct 31, 2017 | Intrafamily Transfer, Transfer WILLIAM TITLE, WILLIAM JOINT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 17, 2017 |
| Transfer Doc | 0000002679/000000005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 12432 E LAKE RD, HAMMONDSPORT, NY 14840-7012 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 0000004166/0000000019 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 0000004166/0000000019 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Oct 31, 2017 |
| Property Address | 12432 E LAKE RD, HAMMONDSPORT, NY 14840-7012 |
| Document Number | 0000002679/0000000058 |
| Book / Page | 0000002679 / 0000000058 |
| Instrument Date | Oct 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | WILLIAM TITLE, WILLIAM JOINT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3509 TRIMBLE RD, NASHVILLE, TN 37215-3225 |
The 2026 property tax bill for 12432 E Lake Rd was $8,796 with a homeowner's exemption, up 3.1% from the year before.
Source: Steuben County and Wayne Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Wayne Town |
| Unified School District | Hammondsport Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,796.00 (+3.12%) Homeowner's exemption | ||
| 2025 | $8,530.00 | $512,200 Land $204,400 Building $307,800 | $701,644 Land $280,000 Building $421,644 |
| 2023 | $512,200 (-) Land $204,400 Building $307,800 | $556,739 (+8.7%) Land $222,174 Building $334,565 | |
| 2022 | $512,200 Land $204,400 Building $307,800 | $512,200 Land $204,400 Building $307,800 | |
| 2021 | $4,241.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 12432 E Lake Rd; 30 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12432 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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