Steuben County and Wayne Town property record for 12417 E Lake Rd, Hammondsport, NY 14840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,016 sqft · built 1886 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Trust Name on File |
| Last Sale | $222,500 (Apr 1998) |
| Tax Bill | $10,649 (2026) |
| Deeds & Mortgages | Dec 2020 Refinance |
| APN | KL010 |
| Primary APN | KL010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 1,141 sqft |
| 2nd Floor Area | 875 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 40,075 sqft (0.92 acres) |
| Lot Dimensions | 450 ft deep x 139 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 1,900 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,904 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | KL010 |
|---|---|
| Street Address | 12417 E LAKE RD |
| City | HAMMONDSPORT |
| State | NY |
| Zip | 14840-7012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LFR-1 |
| Legal Description | 139 FT LF |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 961500 |
12417 E Lake Rd is owner-occupied and held in a trust since July 2014.
Source: Steuben County and Wayne Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12417 E LAKE RD, HAMMONDSPORT, NY 14840-7012 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 1998 · Amount on File |
| Deed Sale | Apr 24, 1998 · Amount on File |
| Prior Sale | Apr 23, 1998 · Amount on File |
| Deed Book / Page | 1566 / 288 |
| Last Transfer Date | Jul 25, 2014 |
| Transfer Doc | 0000002495/000000033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 12417 E LAKE RD, HAMMONDSPORT, NY 14840-7012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4627/189 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 4627/189 |
| Instrument | DL2031 |
| Name | CHEMUNG CANAL TRUST CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Jan 1, 2035 |
The 2026 property tax bill for 12417 E Lake Rd was $10,649 with a homeowner's exemption, up 3.1% from the year before.
Source: Steuben County and Wayne Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Wayne Town |
| Unified School District | Hammondsport Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,649.00 (+3.12%) Homeowner's exemption | ||
| 2025 | $10,327.00 | $620,100 Land $387,400 Building $232,700 | $849,452 Land $530,685 Building $318,767 |
| 2023 | $584,100 (-) Land $387,400 Building $196,700 | $634,891 (+8.7%) Land $421,087 Building $213,804 | |
| 2022 | $584,100 Land $387,400 Building $196,700 | $584,100 Land $387,400 Building $196,700 | |
| 2021 | $4,836.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 12417 E Lake Rd; 30 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12417 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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