12425 Ocean View Dr, Sparks, NV 89441 Property Records

Washoe County property record for 12425 Ocean View Dr, Sparks, NV 89441

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,023 sqft · built 2006
Lot Size	0.895 acres (39,003 sqft)
Owner	2 Trust Names on File
Last Sale	$620,000 (Apr 2018)
Tax Bill	$6,063 (2025)
Deeds & Mortgages	Oct 2022 Transfer Sep 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`538-081-12`

Property Details

APN / Parcel Number

Primary APN	`538-081-12`
Alternative APN	`188673`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,023 sqft Living Area
1st Floor Area	3,023 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Concrete
Lot Area	39,003 sqft (0.895 acres)
Garage Type	Mixed
Garage Area	2,200 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	1,052 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	188673
Street Address	12425 OCEAN VIEW DR
City	SPARKS
State	NV
Zip	89441-5580
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDS
Legal Description	PEBBLE CREEK 4 LT 426
Legal Range	20
Legal Township	21
Legal Section	11
Legal Subdivision	PEBBLE CREEK 4
Legal Lot Number	426
Jurisdiction	WASHOE NV
Township / Civil Division	WARM SPRINGS-TRUCKEE CANYON
Census Block Group	2
Census Block	2002
Census Tract	3519

Owner

12425 Ocean View Dr is owner-occupied and held in a trust since October 2022.

Source: Washoe County records, as of January 8, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	12425 OCEAN VIEW DR, SPARKS, NV 89441-5580
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Intrafamily Transfer, Transfer
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit GREAT BASIN FCU
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 30, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 30, 2018 · Amount on File
Deed Sale	Apr 30, 2018 · Amount on File
Prior Sale	Apr 30, 2018 · Amount on File
Deed Document Number	0004809897
Last Transfer Date	Oct 10, 2022
Transfer Doc	0005338170
Record Updated	Jun 8, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Oct 10, 2022
Property Address	12425 OCEAN VIEW DR, SPARKS, NV 89441-5580
Document Number	0005338170
Map Reference	FILE 3117627
Instrument Date	Oct 5, 2022
Instrument	5338170
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12425 OCEAN VIEW DR, 12425, SPARKS, NV 89441-5580

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12425 OCEAN VIEW DR, SPARKS, NV 89441-5580

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	12425 OCEAN VIEW DR, SPARKS, NV 89441-5580
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	LENDERCLOSE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12425 OCEAN VIEW DR, SPARKS, NV 89441-5580

Mortgage

Document Number	0005330904
Date	Sep 6, 2022
Instrument	5330904

Lender

Name	GREAT BASIN FCU
Type	Credit Union
Address	RENO, NV 89511

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 5, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	12425 OCEAN VIEW DR, SPARKS, NV 89441-5580
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SPARKS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005220098
Date	Aug 27, 2021
Instrument	5220098

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	12425 OCEAN VIEW DR, SPARKS, NV 89441-5580
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004855976
Date	Oct 4, 2018
Instrument	4855976

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	12425 OCEAN VIEW DR, SPARKS, NV 89441-5580
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004970645
Date	Nov 7, 2019
Instrument	4970645

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

April 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Apr 30, 2018
Property Address	12425 OCEAN VIEW DR, SPARKS, NV 89441-5580
Document Number	0004809897
Map Reference	FILE3117627 MAP4402
Instrument Date	Apr 26, 2018
Instrument	4809897
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIRST CENTENNIAL RENO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,542.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12425 OCEAN VIEW DR, SPARKS, NV 89441-5580

Mortgage

Document Number	0004809898
Date	Apr 30, 2018
Instrument	4809898

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12425 Ocean View Dr was $6,063.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,063.00	$288,282 Land $70,525 Building $217,757	$823,662 Land $201,500 Building $622,162
2023	$4,836.00	$242,768 Land $62,615 Building $180,153	$693,622 Land $178,900 Building $514,722

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12425 Ocean View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12425 Ocean View Dr is extreme, ranking above 97.8% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.8% of the US · above 92% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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