12422 Cedar Trl, Gloucester, VA 23061 Property Records

Gloucester County property record for 12422 Cedar Trl, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2007
Lot Size	0.194 acres (8,494 sqft)
Owner	Individual Name on File
Last Sale	$308,000 (May 2024)
Tax Bill	$1,368 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25532`

Property Details

APN / Parcel Number

Primary APN	`25532`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	1,419 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,494 sqft (0.194 acres)
Porch	Open Porch
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	12422 CEDAR TRL
City	GLOUCESTER
State	VA
Zip	23061-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	HOLLY BEACH SUBD SEC C LOT 1
Legal Subdivision	HOLLY BEACH
Legal Lot Number	1
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2038
Census Tract	100101

Owner

Source: Gloucester County records · APN 25532

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12422 CEDAR TRL, GLOUCESTER, VA 23061-2636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	Jun 26, 2020 · Amount on Record
Deed Document Number	ID 2401724
Record Updated	Jun 08, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 26, 2020
Property Address	12422 CEDAR TRL, GLOUCESTER, VA 23061-2636
Document Number	0200003088
Instrument Date	Jun 25, 2020
Instrument	200003088
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	NOT AVAILABLE, VA HOME TITLE & SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12422 CEDAR TRL, GLOUCESTER, VA 23061-2636

Mortgage

Document Number	0200003089
Date	Jun 26, 2020
Instrument	200003089

Lender

Name	NEWTOWNE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,368.00 (+5.31%)	$222,860 (-) Land $36,360 Building $186,500	$222,860 (-) Land $36,360 Building $186,500
2024	$1,299.00	$222,860 (-) Land $36,360 Building $186,500	$222,860 (-) Land $36,360 Building $186,500
2023	$1,299.00 (+12.56%)	$222,860 (+39.96%) Land $36,360 Building $186,500	$222,860 (+39.96%) Land $36,360 Building $186,500
2022	$1,154.00	$159,230 Land $19,480 Building $139,750	$159,230 Land $19,480 Building $139,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), as of October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510731001012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 74 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA4119587, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MIDDLESEX WATER AUTHORITY private · serves 1,678 people
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.