12401 Cedar Trl, Gloucester, VA 23061 Property Records

Gloucester County property record for 12401 Cedar Trl, Gloucester, VA 23061

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.539 acres (23,479 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Aug 2026)
Tax Bill	$1,155 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2024 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`31278`

Property Details

APN / Parcel Number

Primary APN	`31278`

Exterior

Lot Area	23,479 sqft (0.539 acres)

Location & Zoning

Street Address	12401 CEDAR TRL
City	GLOUCESTER
State	VA
Zip	23061-2636
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	SF-1
Legal Description	HOLLY BEACH SUB SEC C LOT 73
Legal Subdivision	HOLLY BEACH
Legal Lot Number	73
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2033
Census Tract	100101

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12401 CEDAR TRL, GLOUCESTER, VA 23061-2636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage C F MORTGAGE CORPORATION
Nov 7, 2024	Gift Deed, Transfer
Nov 7, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Nov 7, 2024 · Amount on Record
Deed Document Number	20263441
Record Updated	Oct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 3, 2026
Property Address	12401 CEDAR TRL, GLOUCESTER, VA 23061-2636
Document Number	0000003441
Instrument Date	Jul 24, 2026
Instrument	20263441
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$24,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12401 CEDAR TRL, GLOUCESTER, VA 23061-2636
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003442,
Date	Aug 3, 2026
Instrument	20263442

Lender

Name	C F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Nov 7, 2024
Property Address	12401 CEDAR TRL, GLOUCESTER, VA 23061-2636
Document Number	0240004295
Instrument Date	Nov 7, 2024
Instrument	240004295
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1204, HAYES, VA 23072-1204

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Nov 7, 2024
Property Address	12401 CEDAR TRL, GLOUCESTER, VA 23061-2636
Document Number	0240004294
Instrument Date	Nov 6, 2024
Instrument	240004294
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7230 FRASER LN, HAYES, VA 23072-3588

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,155.00 (+1,043.56%)	$198,170 (+1,098.13%) Land $36,540 Building $161,630	$198,170 (+1,098.13%) Land $36,540 Building $161,630
2025	$101.00 (+5.21%)	$16,540 (-) Land $16,540	$16,540 (-) Land $16,540
2024	$96.00	$16,540 (-) Land $16,540	$16,540 (-) Land $16,540
2023	$96.00 (+52.38%)	$16,540 (+87.95%) Land $16,540	$16,540 (+87.95%) Land $16,540
2022	$63.00	$8,800 Land $8,800	$8,800 Land $8,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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