12380 Cedar Trl, Gloucester, VA 23061 Property Records

Gloucester County property record for 12380 Cedar Trl, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 2011
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Nov 2021)
Tax Bill	$1,542 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17358`

Property Details

APN / Parcel Number

Primary APN	`17358`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12380 CEDAR TRL
City	GLOUCESTER
State	VA
Zip	23061-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	HOLLY BEACH SUB SEC C LOT 10
Legal Subdivision	HOLLY BEACH
Legal Lot Number	10
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2038
Census Tract	100101

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12380 CEDAR TRL, GLOUCESTER, VA 23061-2635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC
Jul 24, 2018	Intrafamily Transfer, Transfer · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jul 24, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Prior Sale	Oct 31, 2011 · Amount on Record
Deed Document Number	20217770
Prior Transfer Date	Jun 15, 2018
Prior Transfer Doc	0000003181
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Nov 3, 2021
Property Address	12380 CEDAR TRL, GLOUCESTER, VA 23061-2635
Document Number	210007770
Instrument Date	Oct 20, 2021
Instrument	210007770
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	BARRISTERS OF OHIO, BARRISTERS OF VIRGINIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12380 CEDAR TRL, GLOUCESTER, VA 23061-2635

Mortgage

Document Number	210007771
Date	Nov 3, 2021
Instrument	210007771

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	12380 CEDAR TRL, GLOUCESTER, VA 23061-2635
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210004002
Date	Jun 3, 2021
Instrument	210004002

Lender

Name	LAKEVIEW LOAN SERVICING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.38%

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 24, 2018
Property Address	12380 CEDAR TRL, GLOUCESTER, VA 23061-2635
Document Number	180003181
Instrument Date	Jun 15, 2018
Instrument	180003181
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12380 CEDAR TRL, GLOUCESTER, VA 23061-2635

Mortgage

Document Number	180003182
Date	Jul 24, 2018
Instrument	180003182

Lender

Name	LAKEVIEW LOAN SERVICING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 24, 2018
Property Address	12380 CEDAR TRL, GLOUCESTER, VA 23061-2635
Document Number	180003181
Instrument Date	Jun 15, 2018
Instrument	180003181
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12380 CEDAR TRL, GLOUCESTER, VA 23061-2635

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,542.00 (+9.44%)	$264,410 (+15.19%) Land $40,770 Building $223,640	$264,410 (+15.19%) Land $40,770 Building $223,640
2025	$1,409.00 (+5.31%)	$229,550 (-) Land $40,770 Building $188,780	$229,550 (-) Land $40,770 Building $188,780
2024	$1,338.00	$229,550 (-) Land $40,770 Building $188,780	$229,550 (-) Land $40,770 Building $188,780
2023	$1,338.00 (+10.58%)	$229,550 (+37.53%) Land $40,770 Building $188,780	$229,550 (+37.53%) Land $40,770 Building $188,780
2022	$1,210.00	$166,910 Land $26,060 Building $140,850	$166,910 Land $26,060 Building $140,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER AUTHORITY private · serves 1,678 people · EPA ID VA4119587
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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