1242 Scheffer Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1242 Scheffer Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,874 sqft · built 1924
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,000 (Mar 2022)
Tax Bill	$12,136 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-43-0115`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-43-0115`
Alternative APNs	`8019380` `33326`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,874 sqft Living Area
1st Floor Area	972 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Concrete
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	33326
Street Address	1242 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55116-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEXINGTON PARK PLAT 11 LOT 6 BLK 7
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	LEXINGTON PARK PLAT 11
Legal Block	7
Legal Lot Number	6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	36600

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1242 SCHEFFER AVE, SAINT PAUL, MN 55116-1715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit BELL BANK
Nov 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Mar 8, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BREMER BANK NA
Mar 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Mar 8, 2022 · Amount on Record
Deed Document Number	20224938687
Prior Transfer Date	Nov 12, 2021
Prior Transfer Doc	0004938687
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1242 SCHEFFER AVE, SAINT PAUL, MN 55116-1715
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1242 SCHEFFER AVE, SAINT PAUL, MN 55116-1715

Mortgage

Document Number	0A04972420
Date	Nov 28, 2022
Instrument	A04972420

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58106

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1242 SCHEFFER AVE, SAINT PAUL, MN 55116-1715
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04972419
Date	Nov 28, 2022
Instrument	A04972419

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Mar 8, 2022
Property Address	1242 SCHEFFER AVE, SAINT PAUL, MN 55116-1715
Document Number	0A04937104
Instrument Date	Mar 1, 2022
Instrument	A04937104
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1242 SCHEFFER AVE, SAINT PAUL, MN 55116-1715

Mortgage

Document Number	0A04937105
Date	Mar 8, 2022
Instrument	A04937105

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 7, 2023

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Mar 18, 2022
Property Address	1242 SCHEFFER AVE, SAINT PAUL, MN 55116-1715
Document Number	0A04938687
Instrument Date	Nov 12, 2021
Instrument	A04938687
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	TITLE 365

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1242 SCHEFFER AVE, SAINT PAUL, MN 55116-1715

Mortgage

Document Number	0A04938686
Date	Mar 18, 2022
Instrument	A04938686

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1242 SCHEFFER AVE, SAINT PAUL, MN 55116-1715
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04905693
Date	Sep 3, 2021
Instrument	A04905693

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2031

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1242 SCHEFFER AVE, SAINT PAUL, MN 55116-1715
Document Number	0004770857
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1242 SCHEFFER AVE ST PAUL MN 551161715, ST PAUL, MN 55116-1715

Mortgage

Document Number	0004770857
Date	Aug 26, 2019
Instrument	4770857

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2034

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$722,400 (+6.56%) Land $122,400 Building $600,000	$722,400 (+6.56%) Land $122,400 Building $600,000
2025	$12,136.00 (+108.45%)
2023	$5,822.00 Homeowner's exemption	$677,900 Land $122,400 Building $555,500	$677,900 Land $122,400 Building $555,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

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