1232 Scheffer Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1232 Scheffer Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,228 sqft · built 2019
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Oct 2020)
Tax Bill	$13,472 (2023)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-43-0112`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-43-0112`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,228 sqft Living Area
Gross Area	3,478 sqft
1st Floor Area	1,189 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1232 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55116-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	LEXINGTON PARK PLAT 11 LOT 3 BLK 7
Legal Range	23
Legal Township	28
Legal Section	10
Legal Quarter	4
Quarter-Quarter Section	3
Legal Subdivision	LEXINGTON PARK PLAT 1
Legal Block	7
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	36600

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1232 SCHEFFER AVE, SAINT PAUL, MN 55116-1715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Aug 21, 2018	Trustee's Deed, Construction Loan · Line of Credit BRIDGEWATER BK
Mar 20, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Deed Document Number	A04837614
Record Updated	Jun 7, 2026

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 13, 2020
Property Address	1232 SCHEFFER AVE, SAINT PAUL, MN 55116-1715
Document Number	0004837614
Instrument Date	Oct 9, 2020
Instrument	4837614
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 27, 2020
Title Company	PARTNERS TITLE COMPANY, PARTNERS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1232 SCHEFFER AVE ST PAUL MN 551161715, ST PAUL, MN 55116-1715

Mortgage

Document Number	4837615
Date	Oct 13, 2020
Instrument	4837615

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 21, 2018
Property Address	1232 SCHEFFER AVE, SAINT PAUL, MN 55116-1715
Instrument Date	Aug 21, 2018
Instrument	4723570
Transaction Type	Construction Loan
Record Updated	Aug 30, 2018
Title Company	GUARANTY COMMERCIAL TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1756 BERKELEY AVE ST PAUL MN 551052026, ST PAUL, MN 55105-2026

Mortgage

Document Number	0004723570
Date	Aug 21, 2018
Instrument	4723570

Lender

Name	BRIDGEWATER BK
Type	Bank
Address	BLOOMINGTON, MN 55431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 20, 2019

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 20, 2018
Property Address	1232 SCHEFFER AVE, SAINT PAUL, MN 55116-1715
Document Number	0004702597
Instrument Date	Mar 16, 2018
Instrument	4702597
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$595.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4551 ST PAUL MN 551040551, ST PAUL, MN 55104-0551

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$13,472.00	$866,000 Land $122,400 Building $743,600	$866,000 Land $122,400 Building $743,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

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