1239 Scheffer Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1239 Scheffer Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,213 sqft · built 1916
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,900 (Dec 2021)
Tax Bill	$8,262 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-43-0232`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-43-0232`
Alternative APNs	`102823430231` `8580664` `8411069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,213 sqft Living Area
1st Floor Area	1,213 sqft
Basement Area	620 sqft
Finished Basement	620 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8411069
Street Address	1239 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55116-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EINAR T. SCHULSTAD SUBD. E 1/2 OF LOT 25 AND ALL OF LOT 26
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	EINAR T. SCHULSTAD SUBD.
Legal Lot Number	25,26
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1001
Census Tract	36600

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1239 SCHEFFER AVE, SAINT PAUL, MN 55116-1716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB
Apr 14, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Dec 16, 2016	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on Record
Deed Sale	Dec 3, 2021 · Amount on Record
Prior Sale	Mar 23, 2016 · Amount on Record
Deed Document Number	20214922468
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 3, 2021
Property Address	1239 SCHEFFER AVE, SAINT PAUL, MN 55116-1716
Document Number	0A04922468
Instrument Date	Sep 24, 2021
Instrument	A04922468
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	GCS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1239 SCHEFFER AVE, SAINT PAUL, MN 55116-1716

Mortgage

Document Number	0A04922469
Date	Dec 3, 2021
Instrument	A04922469

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1239 SCHEFFER AVE, SAINT PAUL, MN 55116-1716
Document Number	0004810265
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1239 SCHEFFER AVE ST PAUL MN 551161716, ST PAUL, MN 55116-1716

Mortgage

Document Number	0004810265
Date	May 8, 2020
Instrument	4810265

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 7, 2045

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1239 SCHEFFER AVE, SAINT PAUL, MN 55116-1716
Document Number	0004641467
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	May 18, 2017
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1239 SCHEFFER AVE ST PAUL MN 551161716, ST PAUL, MN 55116-1716

Mortgage

Document Number	0004641467
Date	Jan 9, 2017
Instrument	4641467

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,800 (+8.19%) Land $171,400 Building $280,400	$451,800 (+8.19%) Land $171,400 Building $280,400
2025	$8,262.00 (+17.19%)
2023	$7,050.00 Homeowner's exemption	$417,600 Land $171,400 Building $246,200	$417,600 Land $171,400 Building $246,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

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