12401 Covington Ct, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 12401 Covington Ct, Charlotte, NC 28277 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1994
Square Footage2,448 sqft Heated Area
Lot Size16,875 sqft (0.387 acres)
OccupancyOwner Occupied
Last Sale$257,500 (2013)
Tax Bill$5,355.00 (2023)

Owner

Source: Mecklenburg County records · APN 229-401-49

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12401 COVINGTON CT, CHARLOTTE, NC 28277-4608
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Oct 03, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK AND TRUST CO INC
Oct 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 07, 2013 · Amount on Record
Deed SaleOct 07, 2013 · Amount on Record
Prior SaleJun 30, 2008 · Amount on Record
Deed Doc Number0028751228
Deed Book / Page28751 / 228
Record RefreshedJun 07, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12401 COVINGTON CT, CHARLOTTE, NC 28277-4608
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000178795
DateSep 17, 2021
Book Page36541/90
Instrument2021178795
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28207
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12401 COVINGTON CT, CHARLOTTE, NC 28277-4608
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000134521
DateOct 03, 2017
Book Page32171/588
Instrument2017134521
Lender
NameFIRST CITIZENS BANK AND TRUST CO INC
TypeBank
AddressRALEIGH, NC 27603
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12401 COVINGTON CT, CHARLOTTE, NC 28277-4608
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000139485
DateOct 16, 2019
Book Page33950/088
Instrument2019139485
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN229-401-49

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,448 sqft Heated Area
Gross Area2,890 sqft Gross Area
1st Floor1,354 sqft 1st Floor
Upper Floors1,094 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeRaised Foundation
Lot Area16,875 sqft (0.387 acres)
Garage Area420 sqft Garage

Exterior Amenities

Deck Area192 sqft Deck
Patio Area236 sqft Patio
Porch1 Porch
Porch Area22 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number229-401-49
Street Address12401 COVINGTON CT
CityCHARLOTTE
StateNC
Zip28277-4608
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL107 B1 M25-223
Legal SubdivisionHUNTERS GATE LANDEN MAP 06
Legal Block1
Legal Lot Number107
JurisdictionMECKLENBURG NC
Minor Civil Division1, CHARLOTTE
Census Blockgroup1
Census Block1005
Census Tract5846

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