1241 Edgewater Dr, Lakeland, FL 33805 Property Records

Polk County property record for 1241 Edgewater Dr, Lakeland, FL 33805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,332 sqft · built 1961
Lot Size	0.259 acres (11,282 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,097 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`24-28-08-175200-004020`

Property Details

APN / Parcel Number

Primary APN	`24-28-08-175200-004020`
Alternative APNs	`082824175200004020` `82824000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,332 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	1,732 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,282 sqft (0.259 acres)
Lot Dimensions	121 ft deep x 95 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	588 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft
Porch	Florida Room
Porch Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1241 EDGEWATER DR
City	LAKELAND
State	FL
Zip	33805-4700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	EDGEWATER BEACH RESUB PB 41 PG 14 BLK 4 BEG SW COR RUN N 83 DEG 02 MIN E 186PT75 FT E 172PT25 FT TO POB RUN N 128PT12 FT TO S LINE EDGEWATER DR RUN SELY 95.04 FT SWLY 116.47 FT W 89.75 FT TO POB
Legal Range	24E
Legal Township	28S
Legal Section	08
Legal Subdivision	EDGEWATER BEACH RESUBDIVISION
Legal Tract	175200
Legal Block	4
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3001
Census Tract	10300

Owner

1241 Edgewater Dr is owned and occupied by two individuals who acquired it in September 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1241 EDGEWATER DR, LAKELAND, FL 33805-4700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 29, 2020
Transfer Doc	0000277004
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1241 EDGEWATER DR, LAKELAND, FL 33805-4700
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1241 EDGEWATER DR, LAKELAND, FL 33805-4700

Mortgage

Document Number	0000284198
Date	Oct 28, 2022
Book Page	12465/1987
Instrument	2022284198

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Dec 22, 2020
Property Address	1241 EDGEWATER DR, LAKELAND, FL 33805-4700
Document Number	0115060391
Book / Page	011506 / 000391
Instrument Date	Sep 29, 2020
Instrument	277004
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1241 EDGEWATER DR LAKELAND FL 338054700, LAKELAND, FL 33805-4700

Tax Assessment & Valuation

The 2025 property tax bill for 1241 Edgewater Dr was $1,097 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,960 (+2.7%)	$322,798 (+6.95%) Land $33,852 Building $288,946
2025	$1,097.00 Homeowner's exemption	$109,017	$301,819 Land $33,852 Building $267,967
2023	$1,007.00 (-3.54%) Homeowner's exemption	$102,859 (+3%)	$322,144 (+9.65%) Land $32,724 Building $289,420
2022	$1,044.00 Homeowner's exemption	$99,863	$293,782 Land $27,082 Building $266,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1241 Edgewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1241 Edgewater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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