1221 Edgewater Dr, Lakeland, FL 33805 Property Records

Polk County property record for 1221 Edgewater Dr, Lakeland, FL 33805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,370 sqft · built 1964
Lot Size	0.266 acres (11,604 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jun 2021)
Tax Bill	$5,065 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-08-175200-004050`

Property Details

APN / Parcel Number

Primary APN	`24-28-08-175200-004050`
Alternative APNs	`082824175200004050` `82824000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,370 sqft Living Area
1st Floor Area	1,380 sqft
Upper Floors Area	990 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	11,604 sqft (0.266 acres)
Lot Dimensions	129 ft deep x 90.4 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	453 sqft
Carport	Carport
Carport Area	453 sqft
Porch	Screened/Unfinished Porch
Porch Area	416 sqft
Utility Building	98 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1221 EDGEWATER DR
City	LAKELAND
State	FL
Zip	33805-4700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	EDGEWATER BEACH RESUB PB 41 PG 14 BLK 4 BEG SW COR RUN N 83 DEG 10 MIN 53 SEC E 95.38 FT TO POB RUN N 09 DEG 50 MIN 08 SEC W 129.08 FT TO N LINE OF BLK ELY ALONG N LINE 94.95 FT S 04 DEG 55 MIN 39 SEC E 129.91 FT S 83 DEG 10 MIN 53 SEC W 83.84 FT TO
Legal Range	24E
Legal Township	28S
Legal Section	08
Legal Subdivision	EDGEWATER BEACH RESUBDIVISION
Legal Tract	175200
Legal Block	4
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3001
Census Tract	10300

Owner

1221 Edgewater Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1221 EDGEWATER DR, LAKELAND, FL 33805-4700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Nov 8, 2017	Warranty Deed, Transfer · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Prior Sale	Nov 8, 2017 · Amount on File
Deed Document Number	2021157922
Deed Book / Page	11765 / 1215
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 17, 2021
Property Address	1221 EDGEWATER DR, LAKELAND, FL 33805-4700
Document Number	0000157922
Book / Page	11765 / 1215
Map Reference	MB 41 PG 14
Instrument Date	Jun 14, 2021
Instrument	2021157922
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	HOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1221 EDGEWATER DR, 1221, LAKELAND, FL 33805-4700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 EDGEWATER DR, LAKELAND, FL 33805-4700
Investor	Possibly a Property Investor

Mortgage

Document Number	0117651217
Date	Jun 17, 2021
Instrument	11765/1217

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1221 EDGEWATER DR, LAKELAND, FL 33805-4700
Document Number	0109910998
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 EDGEWATER DR LAKELAND FL 338054700, LAKELAND, FL 33805-4700

Mortgage

Document Number	0109910998
Date	Oct 1, 2019
Book Page	010991/000998
Instrument	207737

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 8, 2017
Property Address	1221 EDGEWATER DR, LAKELAND, FL 33805-4700
Document Number	0103080658
Book / Page	010308 / 000658
Instrument Date	Nov 6, 2017
Instrument	213864
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,337.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 EDGEWATER DR LAKELAND FL 338054700, LAKELAND, FL 33805-4700

Mortgage

Document Number	103080660
Date	Nov 8, 2017
Book Page	010308/000660
Instrument	213865

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1221 Edgewater Dr was $5,065.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,253 (-0.91%) Land $34,809 Building $243,444	$278,253 (-0.91%) Land $34,809 Building $243,444
2025	$5,065.00	$280,815 Land $34,809 Building $246,006	$280,815 Land $34,809 Building $246,006
2023	$5,546.00 (+9.28%)	$304,916 (+10.35%) Land $33,649 Building $271,267	$304,916 (+10.35%) Land $33,649 Building $271,267
2022	$5,075.00	$276,324 Land $27,847 Building $248,477	$276,324 Land $27,847 Building $248,477

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1221 Edgewater Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1221 Edgewater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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