1227 Edgewater Dr, Lakeland, FL 33805 Property Records

Polk County property record for 1227 Edgewater Dr, Lakeland, FL 33805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 1964
Lot Size	0.269 acres (11,722 sqft)
Owner	Individual Name on File
Last Sale	$68,300 (Jun 2011)
Tax Bill	$2,177 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-08-175200-004040`

Property Details

APN / Parcel Number

Primary APN	`24-28-08-175200-004040`
Alternative APNs	`082824175200004040` `82824000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,992 sqft Living Area
1st Floor Area	1,551 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,722 sqft (0.269 acres)
Lot Dimensions	129 ft deep x 90.3 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	496 sqft
Carport	Carport
Carport Area	496 sqft
Porch	Florida Room
Porch Area	441 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1227 EDGEWATER DR
City	LAKELAND
State	FL
Zip	33805-4700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	EDGEWATER BEACH RESUB PB 41 PG 14 BLK 4 BEG SW COR RUN N 83 DEG 10 MIN 53 SEC E 179.22 FT TO POB RUN N 04 DEG 55 MIN 39 SEC W 129.91 FT TO N LINE OF BLK ELY ALONG N LINE 94.95 FT S 132.64 FT W 76.24 FT S 83 DEG 10 MIN 53 SEC W 7.53 FT TO POB
Legal Range	24E
Legal Township	28S
Legal Section	08
Legal Subdivision	EDGEWATER BEACH RESUBDIVISION
Legal Tract	175200
Legal Block	4
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3001
Census Tract	10300

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1227 EDGEWATER DR, LAKELAND, FL 33805-4700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · FHA Mortgage GUARANTY HM MTG CORP
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN AMERICAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2011 · Amount on File
Deed Sale	Jun 16, 2011 · Amount on File
Deed Document Number	2011102770
Deed Book / Page	8410 / 1150
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1227 EDGEWATER DR, LAKELAND, FL 33805-4700
Document Number	0112431630
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 EDGEWATER DR LAKELAND FL 338054700, LAKELAND, FL 33805-4700

Mortgage

Document Number	0112431630
Date	May 26, 2020
Book Page	011243/001630
Instrument	104059

Lender

Name	GUARANTY HM MTG CORP
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1227 EDGEWATER DR, LAKELAND, FL 33805-4700
Document Number	0105251077
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 EDGEWATER DR LAKELAND FL 338054700, LAKELAND, FL 33805-4700

Mortgage

Document Number	0105251077
Date	Jun 22, 2018
Book Page	010525/001077
Instrument	133382

Lender

Name	FRANKLIN AMERICAN MTG
Type	Mortgage Company
Address	PITTSBURGH, PA 15220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,280 (+2.7%)	$236,648 (-1.16%) Land $35,211 Building $201,437
2025	$2,177.00 (+6.61%) Homeowner's exemption	$163,856 (+5.99%)	$239,415 (-8.25%) Land $35,211 Building $204,204
2023	$2,042.00 (+3.34%) Homeowner's exemption	$154,600 (+3%)	$260,941 (+9.21%) Land $34,037 Building $226,904
2022	$1,976.00 Homeowner's exemption	$150,097	$238,926 Land $28,169 Building $210,757

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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