Worcester County property record for 12409 Windlass Way, Berlin, MD 21811
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 408 sqft · built 1992 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,900 (Feb 2021) |
| Tax Bill | $1,673 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 10-328381 |
| Primary APN | 10-328381 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 408 sqft Total Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,000 sqft (0.069 acres) |
| Porch | Porch |
| Porch Area | 340 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 328381 |
|---|---|
| Street Address | 12409 WINDLASS WAY |
| City | BERLIN |
| State | MD |
| Zip | 21811-2710 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A-1 |
| Legal Description | LOT 60 3000 SQ FT WINDLASS WAY ASSATEAGUE PT RESORT P 1 |
| Legal Subdivision | ASSATEAGUE POINT |
| Legal Lot Number | 60 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 951700 |
Source: Worcester County assessment roll, as of July 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1067 HEARTHSTONE RD, LANCASTER, PA 17603-9452 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2021 · Amount on Record |
| Deed Sale | Feb 11, 2021 · Amount on Record |
| Prior Sale | Dec 15, 2000 · Amount on Record |
| Deed Book / Page | 7937 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Feb 11, 2021 |
| Property Address | 12409 WINDLASS WAY, BERLIN, MD 21811-2710 |
| Document Number | 0079370001 |
| Book / Page | 7937 / 1 |
| Map Reference | LB 2952 FO 44 |
| Instrument Date | Feb 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1067 HEARTHSTONE RD, LANCASTER, PA 17603-9452 |
| Document Number | 0000079377 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 7937/7 |
| Name | FIRST SHORE FEDERAL SAVINGS & LOAN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2013 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 1-Year CMT |
| Max Rate | 7.37% |
Source: Worcester County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,133 (+34.31%) | $225,800 (+24.54%) Land $157,000 Building $68,800 | |
| 2025 | $1,673.00 (+19.76%) | ||
| 2023 | $1,397.00 | $146,033 | $181,300 Land $117,000 Building $64,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 271 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 274 units insured incl. 3 condo units |
| Nearby Flood Claims | 107 (1991–2012) |
| Claims Outside the SFHA | 4 of 107 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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