12405 Windlass Way, Berlin, MD 21811 Property Records

Worcester County property record for 12405 Windlass Way, Berlin, MD 21811

Property Summary

Property Type	Mobile Home
Details	1 ba · 748 sqft · built 1991
Lot Size	0.069 acres (3,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Aug 2024)
Tax Bill	$1,655 (2025)
Deeds & Mortgages	Jun 2020 Sale May 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-328365`

Property Details

APN / Parcel Number

Primary APN	`10-328365`
Alternative APN	`328365`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	748 sqft Total Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,000 sqft (0.069 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	328365
Street Address	12405 WINDLASS WAY
City	BERLIN
State	MD
Zip	21811-2710
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A-1
Legal Description	LOT 58 3000 SQ FT WINDLASS WAY ASSATEAGUE PT RESORT P 1
Legal Subdivision	ASSATEAGUE POINT
Legal Lot Number	58
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1050
Census Tract	951700

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1410 WOODLAND BEACH RD, PASADENA, MD 21122-3263
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Grant Deed, Transfer BRIGHT TITLE SERVICES LLC, BRIGHT TITLE SVCS LLC
May 1, 2019	Grant Deed, Transfer · Line of Credit BANK OF DEL MAR VA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2024 · Amount on Record
Deed Sale	Aug 12, 2024 · Amount on Record
Prior Sale	Jun 29, 2020 · Amount on Record
Prior Transfer Date	Feb 18, 2011
Prior Transfer Doc	0056400241
Record Updated	Sep 20, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 29, 2020
Property Address	12405 WINDLASS WAY, BERLIN, MD 21811-2710
Document Number	0076930475
Book / Page	007693 / 000475
Instrument Date	Jun 19, 2020
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	BRIGHT TITLE SERVICES LLC, BRIGHT TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$152.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	12615 KILBOURNE LN BOWIE MD 207152648, BOWIE, MD 20715-2648

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	May 1, 2019
Property Address	12405 WINDLASS WAY, BERLIN, MD 21811-2710
Document Number	0074090134
Book / Page	007409 / 000134
Instrument Date	Apr 26, 2019
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	OCEAN INVS TITLE CORPORATION, OCEAN INVS TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6608 FAIRMOUNT AVE BALTIMORE MD 212151907, BALTIMORE, MD 21215-1907

Mortgage

Document Number	74090140
Date	May 1, 2019
Book Page	007409/000140

Lender

Name	BANK OF DEL MAR VA
Type	Bank
Address	SALISBURY, MD 21801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 30, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,133 (+29.69%)	$250,800 (+39.88%) Land $157,000 Building $93,800
2025	$1,655.00 (+10.48%)
2023	$1,498.00	$156,633	$179,300 Land $117,000 Building $62,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	274 units insured incl. 3 condo units
Nearby Flood Claims	107 (1991–2012)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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