Worcester County property record for 12404 Windlass Way, Berlin, MD 21811
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 748 sqft · built 1991 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $181,250 (Jan 2020) |
| Tax Bill | $1,919 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-328551 |
| Primary APN | 10-328551 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 748 sqft Total Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,000 sqft (0.069 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 328551 |
|---|---|
| Street Address | 12404 WINDLASS WAY |
| City | BERLIN |
| State | MD |
| Zip | 21811-2710 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A-1 |
| Legal Description | LOT 75 3000 SQ FT WINDLASS WAY ASSATEAGUE PT RESORT P 1 |
| Legal Subdivision | ASSATEAGUE POINT |
| Legal Lot Number | 75 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 951700 |
12404 Windlass Way, a mobile home, is owned by two individuals who bought it in January 2020.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 159 WALDO RD, PASADENA, MD 21122-5230 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2020 · Amount on File |
| Deed Sale | Jan 22, 2020 · Amount on File |
| Prior Sale | Oct 23, 1990 · Amount on File |
| Deed Book / Page | 7579 / 382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 12404 WINDLASS WAY, BERLIN, MD 21811-2710 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | OCEAN INVS TITLE CORPORATION, OCEAN INVS TITLE CORP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 475 RIVERSIDE DR PASADENA MD 211225041, PASADENA, MD 21122-5041 |
| Document Number | 75790387 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 007579/000387 |
| Name | FIRST SHR FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | SALISBURY, MD 21803-4248 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2050 |
The 2026 property tax bill for 12404 Windlass Way was $1,919, up 11.8% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,919.00 (+11.76%) | $207,967 | $251,900 Land $157,000 Building $94,900 |
| 2025 | $1,717.00 | ||
| 2023 | $1,569.00 | $164,000 | $186,000 Land $117,000 Building $69,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12404 Windlass Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 271 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 274 units insured incl. 3 condo units |
| Nearby Flood Claims | 107 (1991–2012) |
| Claims Outside the SFHA | 4 of 107 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12404 Windlass Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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