Orange County property record for 12409 Turtle Grass Dr, Orlando, FL 32824
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,583 sqft · built 2019 |
| Lot Size | 0.52 acres (2,256 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (May 2021) |
| Tax Bill | $4,269 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Dec 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-24-30-7615-00-180 |
| Primary APN | 19-24-30-7615-00-180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,583 sqft Living Area |
| Gross Area | 2,305 sqft |
| 1st Floor Area | 688 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,256 sqft (0.52 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12409 TURTLE GRASS DR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32824-4479 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | P-D |
| Legal Description | SAWGRASS PLANTATION - PHASE 1D-3 92/144 LOT 18 |
| Legal Range | 30E |
| Legal Township | 24S |
| Legal Section | 19 |
| Legal Subdivision | SAWGRASS PLANTATION - PH 1D-3 |
| Legal Phase | 1D-3 |
| Legal Lot Number | 18 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 16810 |
12409 Turtle Grass Dr, a townhouse, is owned and occupied by an individual who bought it in May 2021.
Source: Orange County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12409 TURTLE GRASS DR, ORLANDO, FL 32824-4479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 29, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 7, 2019 | Special Warranty Deed, Transfer · ARM SECURITY NATIONAL MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on File |
| Deed Sale | May 21, 2021 · Amount on File |
| Prior Sale | May 7, 2019 · Amount on File |
| Deed Document Number | 2021306719 |
| Prior Transfer Date | Dec 22, 2020 |
| Prior Transfer Doc | 0000680050 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 21, 2021 |
| Property Address | 12409 TURTLE GRASS DR, ORLANDO, FL 32824-4479 |
| Document Number | 20210306719 |
| Map Reference | MB 92 PG 144-149 |
| Instrument Date | May 13, 2021 |
| Instrument | 20210306719 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | THE CLOSING AGENT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1700 SW 78TH AVE, 1700, PLANTATION, FL 33324-3450 |
| Name | Verified Name |
|---|---|
| Address | 227 STERLING SPRINGS LN, ALTAMONTE SPRINGS, FL 32714-3867 |
| Document Number | 20210306720 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 20210306720 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 29, 2020 |
| Property Address | 12409 TURTLE GRASS DR, ORLANDO, FL 32824-4479 |
| Document Number | 0000680050 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 680050 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1700 SW 78TH AVE #1004 PLANTATION FL 333243458, 1004, PLANTATION, FL 33324-3458 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 7, 2019 |
| Property Address | 12409 TURTLE GRASS DR, ORLANDO, FL 32824-4479 |
| Document Number | 0000279626 |
| Map Reference | MB 92 PG 144 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 20190279626 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,673.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376 |
| Name | Verified Name |
|---|---|
| Address | 12409 TURTLE GRASS DR, ORLANDO, FL 32824-4479 |
| Document Number | 0000279627 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 20190279627 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Type Change Date | May 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 6.99% |
| Max Rate At Change | 8.99% |
| Index | 1-Year LIBOR |
| Margin | 6 |
| Max Rate | 11.9% |
The 2025 property tax bill for 12409 Turtle Grass Dr was $4,269, up 5% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,457 (+2.7%) | $350,300 (-2.55%) Land $65,000 Building $285,300 | |
| 2025 | $4,269.00 (+4.97%) Homeowner's exemption | $265,294 | $359,470 Land $70,000 Building $289,470 |
| 2024 | $4,067.00 (+7.65%) | ||
| 2023 | $3,778.00 (+3.71%) Homeowner's exemption | $250,308 (+3%) | $337,515 (+29.85%) Land $70,000 Building $267,515 |
| 2022 | $3,643.00 Homeowner's exemption | $243,017 | $259,923 Land $55,000 Building $204,923 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12409 Turtle Grass Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12409 Turtle Grass Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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