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12304 E 46th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 12304 E 46th Ter S, Independence, MO 64055 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,000 sqft · built 1956
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Tax Bill$1,809 (2024)
Deeds & MortgagesMar 2024 Second Mortgage
Mar 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN33-410-21-14

Property Details

APN / Parcel Number

Primary APN33-410-21-14
Alternative APNs
  • 33410211400000001
  • 879687

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,000 sqft Living Area
Gross Area2,232 sqft
1st Floor Area1,000 sqft
Basement Area990 sqft
Finished Basement312 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1956
Architectural StyleRanch
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions123 ft deep x 69 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Porch
Porch Area210 sqft
Deck Area280 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number879687
Old Parcel Number33410211400000001
Street Address12304 E 46TH TER S
CityINDEPENDENCE
StateMO
Zip64055-5816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEDGEWOOD LOT 23
Legal Range32
Legal Township49
Legal Section27
Legal SubdivisionWEDGEWOOD
Legal Lot Number23
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group4
Census Block4019
Census Tract12400

Owner

Source: Jackson County records · APN 33-410-21-14

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12304 E 46TH TER S, INDEPENDENCE, MO 64055-5816
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MISSOURI HOUSING DEVELOPMENT COMMISSION
Mar 19, 2024Warranty Deed, Transfer · FHA Mortgage
COMMUNITY MORTGAGE LLC
Apr 11, 2023Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 19, 2024
Deed SaleMar 19, 2024
Prior SaleApr 11, 2023
Deed Document Number2024E0016807
Record UpdatedJun 07, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address12304 E 46TH TER S, INDEPENDENCE, MO 64055-5816
Transaction TypeMortgage
Record UpdatedMar 25, 2024
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00E0016843
DateMar 19, 2024
Instrument2024E0016843
Lender
NameMISSOURI HOUSING DEVELOPMENT COMMISSION
TypeGovernment Agency
AddressKANSAS CITY, MO 64105
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateMar 19, 2024
Property Address12304 E 46TH TER S, INDEPENDENCE, MO 64055-5816
Document Number00E0016807
Instrument DateMar 15, 2024
Instrument2024E0016807
Transaction TypeTransfer
Record UpdatedMar 25, 2024
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12304 E 46TH TER S, INDEPENDENCE, MO 64055-5816

Mortgage

Document Number00E0016808
DateMar 19, 2024
Instrument2024E0016808
Lender
NameCOMMUNITY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateApr 11, 2023
Property Address12304 E 46TH TER S, INDEPENDENCE, MO 64055-5816
Document Number00E0025381
Instrument DateApr 11, 2023
Instrument2023E0025381
Transaction TypeTransfer
Record UpdatedApr 18, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2532 NE HORSESHOE DR, LEES SUMMIT, MO 64086-7000

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictRaytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$21,358 (-5.43%) Land $3,720 Building $17,638$112,410 (-5.43%)
2024$1,809.00 (+0.5%)
2023$1,800.00$22,585 Land $2,291 Building $20,294$118,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950124004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 455 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Spectrum, Everfast Fiber Networks, Google Fiber, AT&T, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

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