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12305 E 46th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 12305 E 46th Ter S, Independence, MO 64055 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,218 sqft · built 1955
Lot Size0.222 acres (9,686 sqft)
Owner2 Individual Names on File
Tax Bill$2,158 (2024)
Deeds & MortgagesNov 2020 Mortgage
Nov 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN33-410-25-03

Property Details

APN / Parcel Number

Primary APN33-410-25-03
Alternative APNs
  • 33-410-25-03-00-0-00-000
  • 33410250300000001
  • 879732

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,218 sqft Living Area
Gross Area1,478 sqft
1st Floor Area609 sqft
Basement Area609 sqft
Finished Basement609 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,686 sqft (0.222 acres)
Lot Dimensions136 ft deep x 70 ft wide
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number879732
Street Address12305 E 46TH TER S
CityINDEPENDENCE
StateMO
Zip64055-5815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEDGEWOOD LOT 21
Legal SubdivisionWEDGEWOOD
Legal Block4
Legal Lot Number21
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group4
Census Block4025
Census Tract12400

Owner

Source: Jackson County records · APN 33-410-25-03

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12305 E 46TH TER S, INDEPENDENCE, MO 64055-5815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Deed of Trust, Mortgage
GUARANTEED RATE
Nov 25, 2020Warranty Deed, Transfer
KANSAS CITY TITLE
Feb 21, 2017Warranty Deed, Transfer
COMMERCE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 25, 2020
Deed SaleNov 25, 2020
Prior SaleFeb 21, 2017 · Amount on Record
Deed Document Number2020E111758
Prior Transfer DateJun 05, 2009
Prior Transfer Doc0000E13713
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address12305 E 46TH TER S, INDEPENDENCE, MO 64055-5815
Document Number000E114352
Instrument DateNov 10, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12305 E 46TH TER S INDEPENDENCE MO 640555815, INDEPENDENCE, MO 64055-5815

Mortgage

Document Number000E114352
DateDec 02, 2020
Instrument114352E
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateNov 25, 2020
Property Address12305 E 46TH TER S, INDEPENDENCE, MO 64055-5815
Document Number000E111758
Instrument DateNov 06, 2020
Instrument111758E
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyKANSAS CITY TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address12305 E 46TH TER S INDEPENDENCE MO 640555815, INDEPENDENCE, MO 64055-5815

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateFeb 21, 2017
Property Address12305 E 46TH TER S, INDEPENDENCE, MO 64055-5815
Document Number0000E15544
Instrument DateFeb 17, 2017
Instrument15544E
Transaction TypeTransfer
Record UpdatedJan 09, 2019
Title CompanyFIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12305 E 46TH TER S INDEPENDENCE MO 640555815, INDEPENDENCE, MO 64055-5815

Mortgage

Document NumberE15746
DateFeb 21, 2017
Instrument15746E
Lender
NameCOMMERCE BK
TypeBank
AddressKANSAS, MO 64106
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 20, 2047

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictRaytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$15,829 (-41.25%) Land $3,853 Building $11,976$83,310 (-41.25%)
2024$2,158.00 (+0.47%)
2023$2,148.00$26,944 Land $5,267 Building $21,677$141,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950124004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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