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12406 Ridgeton Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12406 Ridgeton Dr, Lakeside, CA 92040 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,346 sqft · built 1978
Lot Size3.98 acres (173,369 sqft)
OwnerCompany Name on File
Last Sale$300,000 (Jan 2014)
Tax Bill$6,725 (2025)
Deeds & MortgagesDec 2020 Mortgage
Nov 2018 Transfer
Flood ZoneZone X (minimal risk)
APN397-360-05-00

Property Details

APN / Parcel Number

Primary APN397-360-05-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,346 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area173,369 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12406 RIDGETON DR
CityLAKESIDE
StateCA
Zip92040-5023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 36 TR 008198
Legal SubdivisionLOS COCHES ESTATES
Legal Tract008198
Legal Block3
Legal Lot Number36
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3001
Census Tract16807

Owner

Source: San Diego County records · APN 397-360-05-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12406 RIDGETON DR, LAKESIDE, CA 92040-5023
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
DIGNIFIED HOME LOANS
Nov 14, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 06, 2014 · Amount on Record
Deed SaleJan 06, 2014 · Amount on Record
Deed Document Number20146150
Last Transfer DateNov 13, 2018
Transfer Doc0000473801
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12406 RIDGETON DR, LAKESIDE, CA 92040-5023
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12406 RIDGETON DR, LAKESIDE, CA 92040-5023

Mortgage

Document Number0000820775
DateDec 21, 2020
Instrument2020-0820775
Lender
NameDIGNIFIED HOME LOANS
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 14, 2018
Property Address12406 RIDGETON DR, LAKESIDE, CA 92040-5023
Document Number0000473801
Instrument DateNov 13, 2018
Instrument473801
Transaction TypeTransfer
Record UpdatedNov 20, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12406 RIDGETON DR LAKESIDE CA 920405023, LAKESIDE, CA 92040-5023

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$507,849 (+2%) Land $125,006 Building $382,843
2025$6,725.00 (+6.75%) Homeowner's exemption$497,892 (+4.04%) Land $122,555 Building $375,337
2023$6,300.00 (+1.93%) Homeowner's exemption$478,560 Land $117,797 Building $360,763
2022$6,181.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon, Wyyerd Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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