12406 Cominger Dr, Oregon City, OR 97045 Property Records

Clackamas County property record for 12406 Cominger Dr, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,352 sqft · built 1993
Lot Size	0.253 acres (11,064 sqft)
Owner	Individual Name on File
Last Sale	$433,000 (May 2017)
Tax Bill	$7,854 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32E07AB00400`

Property Details

APN / Parcel Number

Primary APN	`32E07AB00400`
Alternative APN	`01554561`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Living Area
1st Floor Area	1,073 sqft
2nd Floor Area	1,279 sqft
Attic Area	1,279 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,064 sqft
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	01554561
Street Address	12406 COMINGER DR
City	OREGON CITY
State	OR
Zip	97045-8550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	3025 AINSWORTH ESTATES #2 LT 4
Legal Range	02E
Legal Township	03S
Legal Section	07
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	AINSWORTH ESTATES
Legal Lot Number	4
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2002
Census Tract	22606

Owner

12406 Cominger Dr is owned and occupied by an individual who bought it in May 2017.

Source: Clackamas County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12406 COMINGER DR, OREGON CITY, OR 97045-8550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONPOINT COMMUNITY CU
May 12, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2017 · Amount on File
Deed Sale	May 12, 2017 · Amount on File
Deed Document Number	2017-031873
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	12406 COMINGER DR, OREGON CITY, OR 97045-8550
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009074
Date	Feb 11, 2022
Instrument	2022-009074

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	12406 COMINGER DR, OREGON CITY, OR 97045-8550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100735
Date	Nov 30, 2020
Instrument	2020-100735

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	May 12, 2017
Property Address	12406 COMINGER DR, OREGON CITY, OR 97045-8550
Document Number	0000031873
Instrument Date	May 10, 2017
Instrument	2017-031873
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIDELITY NATL TITLE CO OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12406 COMINGER ST, OREGON CITY, OR 97045-8550

Mortgage

Document Number	0000031874
Date	May 12, 2017
Instrument	2017-031874

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12406 Cominger Dr was $7,854.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,854.00	$392,061	$674,946 Land $252,706 Building $422,240
2023	$6,951.00	$369,556	$660,159 Land $245,589 Building $414,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12406 Cominger Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12406 Cominger Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Also Mapped Here	CLACKAMAS RIVER WATER
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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