12405 Buffalo Gap Dr, McKinney, TX 75071 Property Records

Collin County property record for 12405 Buffalo Gap Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,003 sqft · built 2016
Lot Size	0.151 acres (6,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,265 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-10837-00M-0030-1`

Property Details

APN / Parcel Number

Primary APN	`R-10837-00M-0030-1`
Alternative APN	`2724782`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,003 sqft Living Area
Gross Area	3,403 sqft
1st Floor Area	1,956 sqft
2nd Floor Area	1,047 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	6,600 sqft (0.151 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	123 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2724782
Street Address	12405 BUFFALO GAP DR
City	MCKINNEY
State	TX
Zip	75071-8657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 1704 PHASE 3 (CMC), BLK M, LOT 3
Legal Subdivision	PARCEL 1704 PHASE 3 (CMC)
Legal Phase	3
Legal Block	M
Legal Lot Number	3
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	3
Census Block	3015
Census Tract	30524

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2837 RIVER BEND PL, CELINA, TX 75009-1871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 9, 2020	Deed of Trust, Mortgage PROVIDENT FNDG
Mar 27, 2020	Deed of Trust, Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2016
Deed Sale	Aug 8, 2016
Prior Sale	Aug 8, 2016
Deed Document Number	20160808001030110
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	12405 BUFFALO GAP DR, MCKINNEY, TX 75071-8657
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	DUKANE TITLE, KANE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001853630
Date	Sep 10, 2021
Instrument	20210910001853630

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	12405 BUFFALO GAP DR, MCKINNEY, TX 75071-8657
Document Number	0002042370
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12405 CURRENTLY GAP DR MCKINNEY TX 75071, MCKINNEY, TX 75071

Mortgage

Document Number	0002042370
Date	Nov 17, 2020
Instrument	2042370

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75204

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Nov 16, 2045

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	12405 BUFFALO GAP DR, MCKINNEY, TX 75071-8657
Document Number	0000491330
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12405 BUFFALO GAP DR MCKINNEY TX 750718657, MCKINNEY, TX 75071-8657

Mortgage

Document Number	0000491330
Date	Apr 6, 2020
Instrument	491330

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75204

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$626,375 (+5.92%) Land $157,500 Building $468,875	$626,375 (+5.92%) Land $157,500 Building $468,875
2024	$8,265.00 (-0.92%)
2023		$591,374 Land $141,750 Building $449,624	$591,374 Land $141,750 Building $449,624
2022	$8,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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