Collin County property record for 12400 Buffalo Gap Dr, McKinney, TX 75071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,003 sqft · built 2016 |
| Lot Size | 0.13 acres (5,650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,410 (Jul 2025) |
| Tax Bill | $8,490 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-10837-00L-0330-1 |
| Primary APN | R-10837-00L-0330-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,003 sqft Living Area |
| Gross Area | 3,493 sqft |
| 1st Floor Area | 1,956 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 5,650 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Covered Patio/Porch |
| Porch Area | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12400 BUFFALO GAP DR |
|---|---|
| City | MCKINNEY |
| State | TX |
| Zip | 75071-8656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL 1704 PHASE 3, BLK L, LOT 33 |
| Legal Subdivision | PARCEL 1704 PHASE 3 (CMC) |
| Legal Block | L |
| Legal Lot Number | 33 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | MCKINNEY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 30524 |
Source: Collin County records · APN R-10837-00L-0330-1
Assessment roll updated March 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12400 BUFFALO GAP DR, MCKINNEY, TX 75071-8656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jun 02, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC |
| Dec 05, 2019 | Deed of Trust, Mortgage HOME PT FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2025 · Amount on Record |
| Deed Sale | Jul 01, 2025 · Amount on Record |
| Prior Sale | Sep 08, 2016 · Amount on Record |
| Deed Document Number | 202582580 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | May 22, 2026 |
| Property Address | 12400 BUFFALO GAP DR, MCKINNEY, TX 75071-8656 |
| Document Number | 0000068514 |
| Instrument Date | May 15, 2026 |
| Instrument | 202668514 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12400 BUFFALO GAP DR, MCKINNEY, TX 75071-8656 |
| Document Number | 0000068514, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202668514 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 12400 BUFFALO GAP DR, MCKINNEY, TX 75071-8656 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023000135916 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 2023000135916 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 12400 BUFFALO GAP DR, MCKINNEY, TX 75071-8656 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12400 BUFFALO GAP DR, MC KINNEY, TX 75071-8656 |
| Document Number | 0000087445 |
|---|---|
| Date | Jun 02, 2022 |
| Instrument | 20220602000087445 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 475 Months |
| Due | Jan 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 12400 BUFFALO GAP DR, MCKINNEY, TX 75071-8656 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | SELECT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001739600 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 20210827001739600 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 12400 BUFFALO GAP DR, MCKINNEY, TX 75071-8656 |
| Document Number | 0001574530 |
| Instrument Date | Dec 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | CHARTER TITLE CORPORATION, CHARTER TITLE CORP. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12400 BUFFALO GAP DR MCKINNEY TX 750718656, MCKINNEY, TX 75071-8656 |
| Document Number | 0001574530 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 1574530 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 10, 2049 |
Source: Collin County records · Assessment roll updated March 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | McKinney City |
| Unified School District | Prosper Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,490.00 (+3.31%) Homeowner's exemption | $556,688 (-4.74%) Land $150,000 Building $468,649 | $618,649 (+5.86%) Land $150,000 Building $468,649 |
| 2024 | $8,218.00 (-1%) | ||
| 2023 | $584,392 Land $135,000 Building $449,392 | $584,392 Land $135,000 Building $449,392 | |
| 2022 | $8,301.00 |
Source: FEMA National Flood Hazard Layer as of October 13, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Radiate Holdings, Verizon.
Based on FCC filings for 679 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MCKINNEY serves 224,043 people |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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