12401 E 86th St, Indianapolis, IN 46236 Property Records

Marion County property record for 12401 E 86th St, Indianapolis, IN 46236

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,195 sqft · built 1982
Lot Size	4.78 acres (208,217 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Sep 2021)
Tax Bill	$5,796 (2023)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-01-22-120-020.000-407`

Property Details

APN / Parcel Number

Primary APN	`49-01-22-120-020.000-407`
Alternative APN	`4022835`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,195 sqft Living Area
Gross Area	4,149 sqft
1st Floor Area	1,845 sqft
Upper Floors Area	1,350 sqft
Basement Area	954 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Bi-Level
Construction Type	Wood
Roof Material	Other
Lot Area	208,217 sqft (4.78 acres)
Garage Type	Attached
Garage Area	1,025 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Deck Area	64 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4022835
Old Parcel Number	4022835
Street Address	12401 E 86TH ST
City	INDIANAPOLIS
State	IN
Zip	46236-8547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	PT NE1/4 S22 T17 R5 BEG 2336.07' W OF NE COR E380' S 572.93' W 380' N 572.93' TO BEG 4.998AC(4.780AC TAX)
Legal Range	05
Legal Township	17
Legal Section	22
Jurisdiction	MARION IN
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3001
Census Tract	330206

Owner

Source: Marion County records · APN 49-01-22-120-020.000-407

Assessment roll updated July 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12401 E 86TH ST, INDIANAPOLIS, IN 46236-8547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Deed Document Number	A202100122966
Record Updated	Jun 07, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Sep 15, 2021
Property Address	12401 E 86TH ST, INDIANAPOLIS, IN 46236-8547
Document Number	0000122966
Instrument Date	Sep 03, 2021
Instrument	A202100122966
Transaction Type	Transfer
Record Updated	Feb 09, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12401 E 86TH ST, INDIANAPOLIS, IN 46236-8547

Mortgage

Document Number	0000122967
Date	Sep 15, 2021
Instrument	A202100122967

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated July 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Lawrence Township
Municipality	Lawrence City
Unified School District	Lawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,796.00 (+0.17%) Homeowner's exemption	$410,400 (+1.41%) Land $111,100 Building $299,300	$410,400 (+1.41%) Land $111,100 Building $299,300
2022	$5,786.00 (+0.1%) Homeowner's exemption	$404,700 Land $111,100 Building $293,600	$404,700 Land $111,100 Building $293,600
2021	$5,780.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (18097C), updated June 7, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 208 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Hancock Rural Telephone.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF LAWRENCE UTILITIES serves 49,000 people
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 E. coli resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.