1240 Saint Michael Dr, Laredo, TX 78045 Property Records

Webb County property record for 1240 Saint Michael Dr, Laredo, TX 78045 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2,191 sqft · built 1989
Lot Size	0.224 acres (9,785 sqft)
Owner	Individual Name on File
Tax Bill	$2,036 (2024)
Deeds & Mortgages	Oct 2016 Mortgage Jun 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`970-00003-079`

Property Details

APN / Parcel Number

Primary APN	`970-00003-079`
Alternative APN	`236242`

Interior

Stories	1 Story
Building Area	2,191 sqft Living Area
1st Floor Area	2,191 sqft

Exterior

Year Built	Built 1989
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,785 sqft (0.224 acres)
Lot Dimensions	139 ft deep x 50 ft wide
Pool Area	463 sqft
Porch	Open Porch
Porch Area	551 sqft

Location & Zoning

Account Number	236242
Old Parcel Number	97000003079
Street Address	1240 SAINT MICHAEL DR
City	LAREDO
State	TX
Zip	78045-7584
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 79 BLK 3 OAKRIDGE
Legal Subdivision	OAKRIDGE
Legal Block	3
Legal Lot Number	79
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1003
Census Tract	1722

Owner

Source: Webb County records · APN 970-00003-079

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1240 SAINT MICHAEL DR, LAREDO, TX 78045-7584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2016	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF AMERICA NA
Jun 11, 2025	Vendor's Lien, Transfer · FHA Mortgage PRIMELENDING
Aug 17, 2020	Vendor's Lien, Transfer · Seller Carry-Back ARACELI ROCHA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 11, 2025
Deed Sale	Jun 11, 2025
Deed Document Number	1559729
Deed Book / Page	5849 / 558
Record Updated	Sep 20, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1240 SAINT MICHAEL DR, LAREDO, TX 78045-7584
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004127/254
Date	Oct 17, 2016
Book Page	4127/254
Instrument	1278676

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2031

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 11, 2025
Property Address	1240 SAINT MICHAEL DR, LAREDO, TX 78045-7584
Document Number	005849/558
Book / Page	5849 / 558
Map Reference	VOL 6 PG 70
Instrument Date	Jun 09, 2025
Instrument	1559729
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	EN TITLE, ENV TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1801 OKANE ST, LAREDO, TX 78043-2306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 SAINT MICHAEL DR, LAREDO, TX 78045-7584

Mortgage

Document Number	0001559730
Date	Jun 11, 2025
Instrument	1559730

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 17, 2020
Property Address	1240 SAINT MICHAEL DR, LAREDO, TX 78045-7584
Document Number	004842/341
Book / Page	4842 / 341
Map Reference	VOL 2 PG 136
Instrument Date	Aug 14, 2020
Instrument	1401184
Transaction Type	Transfer
Record Updated	Mar 01, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3316 MORELOS DR, 3316, LAREDO, TX 78046-8748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 SAINT MICHAEL DR, LAREDO, TX 78045-7584
Investor	Possibly a Property Investor

Mortgage

Document Number	0001401185
Date	Aug 17, 2020
Instrument	1401185

Lender

Name	ARACELI ROCHA
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	12 Months
Due	Aug 14, 2021

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$327,664 (+13.67%) Land $114,680 Building $212,984	$327,664 (+13.67%) Land $114,680 Building $212,984
2024	$2,036.00 (+16.41%)
2023		$288,260 Land $107,635 Building $180,625	$288,260 Land $107,635 Building $180,625
2022	$1,749.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017221, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2017)
Most Recent Claim	May 2017, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 560 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Metronet Holdings, Smartcom Telephone. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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