Webb County property record for 1233 Saint Michael Dr, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 1,742 sqft · built 1993 |
| Lot Size | 0.175 acres (7,638 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,762 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 970-00004-081 |
| Primary APN | 970-00004-081 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,742 sqft Living Area |
| Gross Area | 2,421 sqft |
| 1st Floor Area | 1,742 sqft |
| Utility Area | 196 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,638 sqft (0.175 acres) |
| Lot Dimensions | 111 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 300 sqft |
| Porch | Open Porch |
| Porch Area | 511 sqft |
| Account Number | 236244 |
|---|---|
| Old Parcel Number | 97000004081 |
| Street Address | 1233 SAINT MICHAEL DR |
| City | LAREDO |
| State | TX |
| Zip | 78045-7583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 81 BLK 4 OAKRIDGE |
| Legal Subdivision | OAKRIDGE |
| Legal Block | 4 |
| Legal Lot Number | 81 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1722 |
Source: Webb County records, as of November 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1233 SAINT MICHAEL DR, LAREDO, TX 78045-7583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 1995 |
| Deed Sale | Aug 16, 1995 |
| Deed Document Number | 555255 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 1233 SAINT MICHAEL DR, LAREDO, TX 78045-7583 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5143/245 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 5143/245 |
| Instrument | 1447184 |
| Name | FALCON INTERNATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LAREDO, TX 78041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.6% |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.6% |
| Max Rate At Change | 6.6% |
| Index | Prime Rate |
| Max Rate | 12.6% |
Source: Webb County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $296,085 (+14.81%) Land $90,969 Building $205,116 | $296,085 (+14.81%) Land $90,969 Building $205,116 | |
| 2024 | $1,762.00 (+12.02%) | ||
| 2023 | $257,888 Land $85,393 Building $172,495 | $257,888 Land $85,393 Building $172,495 | |
| 2022 | $1,573.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2002–2017) |
| Most Recent Claim | May 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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