1232 Saint Michael Dr, Laredo, TX 78045 Property Records

Webb County property record for 1232 Saint Michael Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,720 sqft · built 1992
Lot Size	0.149 acres (6,528 sqft)
Owner	Individual Name on File
Tax Bill	$1,629 (2024)
Deeds & Mortgages	Apr 2019 Mortgage Dec 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`970-00003-075`

Property Details

APN / Parcel Number

Primary APN	`970-00003-075`
Alternative APN	`236238`

Interior

Stories	1 Story
Building Area	1,720 sqft Living Area
Gross Area	2,140 sqft
1st Floor Area	1,720 sqft

Exterior

Year Built	Built 1992
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,528 sqft (0.149 acres)
Lot Dimensions	121 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	576 sqft

Location & Zoning

Account Number	236238
Old Parcel Number	97000003075
Street Address	1232 SAINT MICHAEL DR
City	LAREDO
State	TX
Zip	78045-7581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 75 BLK 3 OAKRIDGE
Legal Subdivision	OAKRIDGE
Legal Block	3
Legal Lot Number	75
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1003
Census Tract	1722

Owner

Source: Webb County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1232 SAINT MICHAEL DR, LAREDO, TX 78045-7581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2019	Vendor's Lien, Transfer · FHA Mortgage SFMC LP
Dec 17, 2018	Vendor's Lien, Transfer · Construction Mortgage TEXAS COMMUNITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2025
Deed Sale	Jun 16, 2025
Prior Sale	Apr 29, 2019
Deed Document Number	1560096
Deed Book / Page	5852 / 295
Record Updated	Jun 8, 2026

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 29, 2019
Property Address	1232 SAINT MICHAEL DR, LAREDO, TX 78045-7581
Document Number	004590/416
Book / Page	4590 / 416
Map Reference	VOL 6 PG 70
Instrument Date	Apr 26, 2019
Instrument	1359219
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 SAINT MICHAEL DR, LAREDO, TX 78045-7581

Mortgage

Document Number	0001359220
Date	Apr 29, 2019
Instrument	1359220

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 17, 2018
Property Address	1232 SAINT MICHAEL DR, LAREDO, TX 78045-7581
Document Number	004521/647
Book / Page	4521 / 647
Map Reference	VOL 6 PG 70
Instrument Date	Dec 10, 2018
Instrument	1347435
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10305 MORADA CT, LAREDO, TX 78045-6392

Mortgage

Document Number	0001347436
Date	Dec 17, 2018
Instrument	1347436

Lender

Name	TEXAS COMMUNITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 10, 2019

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$264,266 (+15.09%) Land $78,467 Building $185,799	$264,266 (+15.09%) Land $78,467 Building $185,799
2024	$1,629.00 (+15.12%)
2023		$229,625 Land $73,636 Building $155,989	$229,625 Land $73,636 Building $155,989
2022	$1,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2017)
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

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