1240 Emerald Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 1240 Emerald Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,966 sqft · built 1971
Lot Size	1.83 acres (79,715 sqft)
Owner	2 Company Names on Record
Last Sale	$73,000 (Dec 1983)
Tax Bill	$2,212 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5651 06 9219`

Property Details

APN / Parcel Number

Primary APN	`5651 06 9219`
Alternative APNs	`06014 0031.000000` `1420850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,966 sqft Living Area
Gross Area	2,614 sqft
1st Floor Area	1,966 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	79,715 sqft (1.83 acres)
Lot Width	488 ft Width
Driveway	Concrete Driveway
Driveway Area	2,100 sqft

Exterior Amenities

Pool Area	576 sqft
Porch	Patio
Porch Area	240 sqft
Deck Area	278 sqft
Patio Area	130 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1420850
Street Address	1240 EMERALD DR
City	CONCORD
State	NC
Zip	28025-7903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 18 IRISH WOODS
Legal Subdivision	IRISH WOODS
Legal Lot Number	18
Jurisdiction	CABARRUS NC
Township / Civil Division	6, RIMERTOWN
Census Block Group	2
Census Block	2006
Census Tract	40600

Owner

Source: Cabarrus County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1240 EMERALD DR, CONCORD, NC 28025-7903
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 29, 2025	Intrafamily Transfer, Transfer
Sep 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 1983 · Amount on Record
Deed Sale	Dec 15, 1983 · Amount on Record
Deed Book / Page	567 / 509
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1240 EMERALD DR, CONCORD, NC 28025-7903
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016025195
Date	May 16, 2022
Book Page	16025/195

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Jan 29, 2025
Property Address	1240 EMERALD DR, CONCORD, NC 28025-7903
Document Number	0001728491
Book / Page	17284 / 91
Map Reference	MB 14 PG 33
Instrument Date	Jan 21, 2025
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1240 EMERALD DR, CONCORD, NC 28025-7903

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 23, 2020
Property Address	1240 EMERALD DR, CONCORD, NC 28025-7903
Document Number	14519124
Book / Page	014519 / 000124
Instrument Date	Sep 19, 2020
Instrument	32491
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1240 EMERALD DR CONCORD NC 280257903, CONCORD, NC 28025-7903

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,212.00 (+36.12%)	$337,210 (+70.18%) Land $75,220 Building $261,990
2024			$337,210 (+70.18%) Land $75,220 Building $261,990
2023	$1,625.00	$198,150 Land $44,250 Building $153,900	$198,150 Land $44,250 Building $153,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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