1120 Emerald Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 1120 Emerald Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,120 sqft · built 1971
Lot Size	1.95 acres (84,942 sqft)
Owner	Company Name on Record
Last Sale	$360,000 (Sep 2026)
Tax Bill	$1,611 (2023)
Deeds & Mortgages	Sep 2026 Sale Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5651 15 1773`

Property Details

APN / Parcel Number

Primary APN	`5651 15 1773`
Alternative APNs	`06014 0039.000000` `134702`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,933 sqft
1st Floor Area	1,120 sqft
Basement Area	1,113 sqft
Finished Basement	663 sqft
Unfinished Basement	450 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	84,942 sqft (1.95 acres)
Lot Width	204 ft Width
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	134702
Street Address	1120 EMERALD DR
City	CONCORD
State	NC
Zip	28025-7911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 21 IRISH WOODS
Legal Subdivision	IRISH WOODS
Legal Lot Number	21
Jurisdiction	CABARRUS NC
Township / Civil Division	6, RIMERTOWN
Census Block Group	2
Census Block	2006
Census Tract	40600

Owner

Source: Cabarrus County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1295 W WASHINGTON ST, 115, TEMPE, AZ 85288-1233
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer OS NATIONAL TITLE
Dec 13, 2019	Warranty Deed, Transfer · Conventional with PMI LOCAL GOV'T EMPS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Dec 13, 2019 · Amount on Record
Deed Document Number	202621866
Deed Book / Page	18167 / 289
Prior Transfer Date	Jan 2, 1998
Prior Transfer Doc	2059000316
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 15, 2026
Property Address	1120 EMERALD DR, CONCORD, NC 28025-7911
Document Number	0000021866
Book / Page	18167 / 289
Instrument Date	Sep 15, 2026
Instrument	202621866
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	OS NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$72,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Investor	Possibly a Property Investor

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 13, 2019
Property Address	1120 EMERALD DR, CONCORD, NC 28025-7911
Document Number	1389541
Book / Page	013895 / 000041
Instrument Date	Dec 11, 2019
Instrument	34848
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 EMERALD DR CONCORD NC 280257911, CONCORD, NC 28025-7911

Mortgage

Document Number	1389543
Date	Dec 13, 2019
Book Page	013895/000043
Instrument	34849

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,400 (-) Land $74,620 Building $316,780
2025		$391,400 (+99.28%) Land $74,620 Building $316,780
2024			$391,400 (+99.28%) Land $74,620 Building $316,780
2023	$1,611.00	$196,410 Land $43,900 Building $152,510	$196,410 Land $43,900 Building $152,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emerald Dr

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