1115 Emerald Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 1115 Emerald Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,621 sqft · built 1976
Lot Size	3.12 acres (135,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Sep 2019)
Tax Bill	$2,237 (2023)
Deeds & Mortgages	Oct 2019 Transfer Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5651 05 6549`

Property Details

APN / Parcel Number

Primary APN	`5651 05 6549`
Alternative APNs	`06014 0029.000000` `132839`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,621 sqft Living Area
Gross Area	4,413 sqft
1st Floor Area	1,621 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	135,907 sqft (3.12 acres)
Lot Width	354 ft Width
Driveway	Concrete Driveway
Driveway Area	1,850 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Slab
Porch Area	32 sqft
Deck Area	300 sqft
Patio Area	472 sqft
Storage Building	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	132839
Street Address	1115 EMERALD DR
City	CONCORD
State	NC
Zip	28025-7911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 8 IRISH WOODS
Legal Subdivision	IRISH WOODS
Legal Lot Number	8
Jurisdiction	CABARRUS NC
Township / Civil Division	6, RIMERTOWN
Census Block Group	2
Census Block	2026
Census Tract	40600

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1115 EMERALD DR, CONCORD, NC 28025-7911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Correction Deed, Transfer ATTORNEY ONLY
Sep 12, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Prior Sale	Oct 22, 2003 · Amount on Record
Deed Book / Page	13714 / 197
Record Updated	Oct 29, 2026

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 31, 2019
Property Address	1115 EMERALD DR, CONCORD, NC 28025-7911
Document Number	1381652
Book / Page	013816 / 000052
Instrument Date	Oct 31, 2019
Instrument	30208
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 12, 2019
Property Address	1115 EMERALD DR, CONCORD, NC 28025-7911
Document Number	13714197
Book / Page	013714 / 000197
Instrument Date	Sep 12, 2019
Instrument	24423
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1115 EMERALD DR CONCORD NC 280257911, CONCORD, NC 28025-7911

Mortgage

Document Number	13714200
Date	Sep 12, 2019
Book Page	013714/000200
Instrument	24424

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1115 EMERALD DR, CONCORD, NC 28025-7911
Document Number	13062275
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1115 EMERALD DR CONCORD NC 280257911, CONCORD, NC 28025-7911

Mortgage

Document Number	13062275
Date	Jun 28, 2018
Book Page	013062/000275
Instrument	15531

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 27, 2033

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,500 (+78.3%) Land $102,210 Building $384,290
2024			$486,500 (+78.3%) Land $102,210 Building $384,290
2023	$2,237.00	$272,850 Land $60,120 Building $212,730	$272,850 Land $60,120 Building $212,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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