1240 Center St NE, Cedar Rapids, IA 52402 Property Records

Linn County property record for 1240 Center St NE, Cedar Rapids, IA 52402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 1954
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$151,000 (Dec 2021)
Tax Bill	$2,460 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14103-28028-00000`

Property Details

APN / Parcel Number

Primary APN	`14103-28028-00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
Gross Area	1,784 sqft
1st Floor Area	996 sqft
Basement Area	768 sqft
Finished Basement	242 sqft
Unfinished Basement	526 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	53 ft deep x 53 ft wide
Porch	Stoop
Porch Area	36 sqft
Patio Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1240 CENTER ST NE
City	CEDAR RAPIDS
State	IA
Zip	52402-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A.P. #141 E53 N140 S160 STR/LB 43
Legal Range	7W
Legal Township	83N
Legal Section	10
Legal Subdivision	AUDITORS PLAT NO 141
Legal Lot Number	43
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2002
Census Tract	1400

Owner

1240 Center St NE is owned and occupied by two individuals who bought it in December 2021.

Source: Linn County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1240 CENTER ST NE, CEDAR RAPIDS, IA 52402-3538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 30, 2020	Deed of Trust, Mortgage RUHL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Jan 4, 2021 · Amount on File
Deed Book / Page	11222 / 671
Prior Transfer Date	Oct 25, 2012
Prior Transfer Doc	0086070066
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Dec 1, 2021
Property Address	1240 CENTER ST NE, CEDAR RAPIDS, IA 52402-3538
Document Number	1122200671
Book / Page	11222 / 671
Instrument Date	Nov 29, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1240 CENTER ST NE, CEDAR RAPIDS, IA 52402-3538

Mortgage

Document Number	0011222673
Date	Dec 1, 2021
Instrument	11222/673

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1240 CENTER ST NE, CEDAR RAPIDS, IA 52402-3538
Document Number	0108800337
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 CENTER ST NE CEDAR RAPIDS IA 524023538, CEDAR RAPIDS, IA 52402-3538

Mortgage

Document Number	0108800337
Date	Jan 4, 2021
Book Page	010880/000337

Lender

Name	RUHL MTG
Type	Mortgage Company
Address	MOLINE, IL 61266

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1240 Center St NE was $2,460, up 11.4% from the year before.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,700 (+2.6%) Land $25,200 Building $132,500	$157,700 (+2.6%) Land $25,200 Building $132,500
2025	$2,460.00 (+11.41%)	$153,700 Land $25,200 Building $128,500	$153,700 Land $25,200 Building $128,500
2024	$2,208.00
2023		$135,200 Land $23,900 Building $111,300	$135,200 Land $23,900 Building $111,300
2022	$2,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1240 Center St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1240 Center St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
ImOn Communications Cable · Fiber in parts of the area	300 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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