1246 Center St NE, Cedar Rapids, IA 52402 Property Records

Linn County property record for 1246 Center St NE, Cedar Rapids, IA 52402

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,606 sqft · built 1955
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Nov 2024)
Tax Bill	$2,230 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Nov 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14103-28027-00000`

Property Details

APN / Parcel Number

Primary APN	`14103-28027-00000`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,606 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	1,248 sqft
Attic	Attic
Attic Area	408 sqft
Basement Area	816 sqft
Finished Basement	358 sqft
Unfinished Basement	458 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	53 ft deep x 53 ft wide

Exterior Amenities

Porch	Stoop
Porch Area	24 sqft
Deck Area	26 sqft
Patio Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1246 CENTER ST NE
City	CEDAR RAPIDS
State	IA
Zip	52402-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A.P. #141 E26 N140 S160 LOT 42 & W27 N140 S160 STR/LB 43
Legal Range	7W
Legal Township	83N
Legal Section	10
Legal Subdivision	AUDITORS PLAT #141
Legal Lot Number	42
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2002
Census Tract	1400

Owner

1246 Center St NE is owned and occupied by an individual who bought it in November 2024.

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1246 CENTER ST NE, CEDAR RAPIDS, IA 52402-3538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit HILLS BANK AND TRUST CO
Nov 12, 2024	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2024 · Amount on File
Deed Sale	Nov 12, 2024 · Amount on File
Prior Sale	Aug 4, 2015 · Amount on File
Deed Document Number	20246700
Deed Book / Page	2024 / 6700
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1246 CENTER ST NE, CEDAR RAPIDS, IA 52402-3538
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1152162160
Date	Jun 15, 2023
Book Page	11521/62160

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Jul 10, 2028

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Nov 12, 2024
Property Address	1246 CENTER ST NE, CEDAR RAPIDS, IA 52402-3538
Document Number	2024006700
Instrument Date	Nov 8, 2024
Instrument	2024-006700
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.20
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 CENTER ST NE, CEDAR RAPIDS, IA 52402-3538

Mortgage

Document Number	2024006701
Date	Nov 12, 2024
Instrument	2024-006701

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1246 Center St NE was $2,230.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,500 (+2.59%) Land $25,200 Building $141,300	$166,500 (+2.59%) Land $25,200 Building $141,300
2025	$2,230.00	$162,300 Land $25,200 Building $137,100	$162,300 Land $25,200 Building $137,100
2024	$2,230.00
2023		$147,900 Land $23,900 Building $124,000	$147,900 Land $23,900 Building $124,000
2022	$2,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1246 Center St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1246 Center St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
ImOn Communications Cable · Fiber in parts of the area	300 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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