1228 Center St NE, Cedar Rapids, IA 52402 Property Records

Linn County property record for 1228 Center St NE, Cedar Rapids, IA 52402

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,337 sqft · built 1956
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Aug 2020)
Tax Bill	$2,858 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14103-28030-00000`

Property Details

APN / Parcel Number

Primary APN	`14103-28030-00000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,337 sqft Living Area
Gross Area	1,882 sqft
1st Floor Area	934 sqft
Basement Area	912 sqft
Finished Basement	403 sqft
Unfinished Basement	509 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	60 ft deep x 60 ft wide
Porch	Stoop
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1228 CENTER ST NE
City	CEDAR RAPIDS
State	IA
Zip	52402-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A.P. #141 E20 N140 S160 LOT 44 & W40 N140 S160 STR/LB 45
Legal Range	7W
Legal Township	83N
Legal Section	10
Legal Subdivision	AUDITORS 141
Legal Lot Number	44
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2002
Census Tract	1400

Owner

1228 Center St NE is owned and occupied by two individuals who bought it in August 2020.

Source: Linn County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1228 CENTER ST NE, CEDAR RAPIDS, IA 52402-3538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Deed Book / Page	10741 / 538
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1228 CENTER ST NE, CEDAR RAPIDS, IA 52402-3538
Document Number	0107410540
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1228 CENTER ST NE CEDAR RAPIDS IA 524023538, CEDAR RAPIDS, IA 52402-3538

Mortgage

Document Number	0107410540
Date	Aug 11, 2020
Book Page	010741/000540

Lender

Name	HILLS BK NA
Address	HILLS, IA 52235

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1228 Center St NE was $2,858, up 11.4% from the year before.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,800 (+2.58%) Land $28,500 Building $150,300	$178,800 (+2.58%) Land $28,500 Building $150,300
2025	$2,858.00 (+11.38%)	$174,300 Land $28,500 Building $145,800	$174,300 Land $28,500 Building $145,800
2024	$2,566.00
2023		$155,500 (+15.27%) Land $27,000 Building $128,500	$155,500 Land $27,000 Building $128,500
2022	$2,658.00 (+11.49%)	$134,900 Land $27,000 Building $107,900
2021	$2,384.00		$134,900 Land $27,000 Building $107,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1228 Center St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1228 Center St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
ImOn Communications Cable · Fiber in parts of the area	300 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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