1240 Braeburn Dr, Elgin, IL 60123 Property Records

Kane County property record for 1240 Braeburn Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,900 sqft · built 1971
Lot Size	0.228 acres (9,936 sqft)
Owner	2 Individual Names on File
Last Sale	$264,500 (Jan 2021)
Tax Bill	$7,917 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-402-005`

Property Details

APN / Parcel Number

Primary APN	`06-03-402-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	1,900 sqft
Basement Area	608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	9,936 sqft (0.228 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1240 BRAEBURN DR
City	ELGIN
State	IL
Zip	60123-1459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 9TH ADDN LOT 151
Legal Subdivision	CENTURY OAKS 9TH ADDN
Legal Block	1
Legal Lot Number	151
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	851000

Owner

1240 Braeburn Dr is owned and occupied by two individuals who bought it in January 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1240 BRAEBURN DR, ELGIN, IL 60123-1459
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 29, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
May 17, 2017	Affidavit of Death, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Deed Document Number	20217874
Prior Transfer Date	Aug 7, 2002
Prior Transfer Doc	0000101533
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1240 BRAEBURN DR, ELGIN, IL 60123-1459
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 BRAEBURN DR, ELGIN, IL 60123-1459

Mortgage

Document Number	0000048605
Date	Oct 3, 2022
Instrument	2022K048605

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 29, 2021
Property Address	1240 BRAEBURN DR, ELGIN, IL 60123-1459
Document Number	0000007874
Instrument Date	Jan 13, 2021
Instrument	2021K007874
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PRECISION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1240 BRAEBUM DRIVE, ELGIN, IL 60123

Mortgage

Document Number	0000007875
Date	Jan 29, 2021
Instrument	2021K007875

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate	2.99%

May 2017: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	KANE IL
Recording Date	May 17, 2017
Property Address	1240 BRAEBURN DR, ELGIN, IL 60123-1459
Document Number	0000025199
Instrument Date	May 11, 2017
Instrument	25199
Transaction Type	Mortgage
Record Updated	Jun 1, 2017
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 BRAEBURN DR ELGIN IL 601231459, ELGIN, IL 60123-1459

Mortgage

Document Number	25200
Date	May 17, 2017
Instrument	25200

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1240 Braeburn Dr was $7,917 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,917.00 Homeowner's exemption	$112,956 (+8.57%) Land $27,140 Building $85,816	$339,004 (+8.57%) Land $81,453 Building $257,551
2024		$104,040 Land $24,998 Building $79,042	$312,245 Land $75,024 Building $237,221
2022	$6,834.00 (+12.16%) Homeowner's exemption	$85,705 (+8.08%) Land $20,593 Building $65,112	$257,115 (+8.08%) Land $61,779 Building $195,336
2021	$6,093.00 Homeowner's exemption	$79,295 Land $19,253 Building $60,042	$237,885 Land $57,759 Building $180,126

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1240 Braeburn Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1240 Braeburn Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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