1220 Braeburn Dr, Elgin, IL 60123 Property Records

Kane County property record for 1220 Braeburn Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 999 sqft · built 1971
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jun 2026)
Tax Bill	$6,498 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-402-007`

Property Details

APN / Parcel Number

Primary APN	`06-03-402-007`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	999 sqft
Basement Area	999 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1220 BRAEBURN DR
City	ELGIN
State	IL
Zip	60123-1459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 9TH ADDN LOT 153
Legal Subdivision	CENTURY OAKS 9TH ADDN
Legal Block	1
Legal Lot Number	153
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	851000

Owner

1220 Braeburn Dr is owned and occupied by an individual who bought it in June 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1220 BRAEBURN DR, ELGIN, IL 60123-1459
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Nov 1, 1995 · Amount on File
Deed Document Number	202625487
Prior Transfer Date	Feb 5, 2002
Prior Transfer Doc	0000031813
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 18, 2026
Property Address	1220 BRAEBURN DR, ELGIN, IL 60123-1459
Document Number	0000025487
Instrument Date	Apr 3, 2026
Instrument	202625487
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1220 BRAEBURN DR, ELGIN, IL 60123-1459

Mortgage

Document Number	0000025488,
Date	Jun 18, 2026
Instrument	202625488

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1220 Braeburn Dr was $6,498.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,498.00 Homeowner's exemption	$93,180 (+8.57%) Land $27,140 Building $66,040	$279,652 (+8.57%) Land $81,453 Building $198,199
2024		$85,825 Land $24,998 Building $60,827	$257,578 Land $75,024 Building $182,554
2022	$5,610.00 (+4.64%) Homeowner's exemption	$70,701 (+6.96%) Land $20,593 Building $50,108	$212,103 (+6.96%) Land $61,779 Building $150,324
2021	$5,361.00 Homeowner's exemption	$66,100 Land $19,253 Building $46,847	$198,300 Land $57,759 Building $140,541

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1220 Braeburn Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 Braeburn Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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