1190 Braeburn Dr, Elgin, IL 60123 Property Records

Kane County property record for 1190 Braeburn Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 1971
Lot Size	0.24 acres (10,446 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 2018)
Tax Bill	$4,642 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-402-012`

Property Details

APN / Parcel Number

Primary APN	`06-03-402-012`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	10,446 sqft (0.24 acres)
Lot Width	189 ft Width
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1190 BRAEBURN DR
City	ELGIN
State	IL
Zip	60123-1457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 9TH ADDN LOT 155 (EXCEPT NORTHERLY 68.34 FT THEREOF)
Legal Subdivision	CENTURY OAKS 9TH ADDN
Legal Block	1
Legal Lot Number	155
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1190 BRAEBURN DR, ELGIN, IL 60123-1457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit BARRINGTON BANK & TRUST COMPANY NA
Sep 26, 2018	Warranty Deed, Transfer · Conventional Mortgage PERL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Jul 16, 2003 · Amount on Record
Deed Document Number	201847191
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1190 BRAEBURN DR, ELGIN, IL 60123-1457
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009926
Date	Mar 27, 2024
Instrument	2024K009926

Lender

Name	BARRINGTON BANK & TRUST COMPANY NA
Type	Bank
Address	BARRINGTON, IL 60010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 26, 2018
Property Address	1190 BRAEBURN DR, ELGIN, IL 60123-1457
Document Number	0000047191
Map Reference	DOC1136267
Instrument Date	Sep 6, 2018
Instrument	2018K047191
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 BRAEBURN DR, ELGIN, IL 60123-1457

Mortgage

Document Number	0000047192
Date	Sep 26, 2018
Instrument	2018K047192

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,642.00 (+15.79%) Homeowner's exemption	$68,855 (+8.57%) Land $15,072 Building $53,783	$206,648 (+8.57%) Land $45,234 Building $161,414
2024		$63,420 (+21.39%) Land $13,882 Building $49,538	$190,336 (+21.44%) Land $41,663 Building $148,673
2022	$4,009.00 (+4.89%) Homeowner's exemption	$52,243 (+6.96%) Land $11,435 Building $40,808	$156,729 (+6.96%) Land $34,305 Building $122,424
2021	$3,822.00 Homeowner's exemption	$48,844 Land $10,691 Building $38,153	$146,532 Land $32,073 Building $114,459

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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